216 Bent Tree Dr, Vine Grove, KY 40175 Property Records

Hardin County property record for 216 Bent Tree Dr, Vine Grove, KY 40175

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,608 sqft · built 1996
Lot Size	0.507 acres (22,085 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Jul 2026)
Tax Bill	$1,272 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`140-20-07-009`

Property Details

APN / Parcel Number

Primary APN	`140-20-07-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,608 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	22,085 sqft (0.507 acres)
Patio Area	144 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	216 BENT TREE DR
City	VINE GROVE
State	KY
Zip	40175-9633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BENT TREE EST LT 09
Legal Subdivision	BENT TREE EST
Legal Block	7
Legal Lot Number	9
Jurisdiction	HARDIN KY
Township / Civil Division	RADCLIFF
Census Block Group	1
Census Block	1020
Census Tract	800

Owner

216 Bent Tree Dr is owned and occupied by two individuals who bought it in July 2026.

Source: Hardin County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	216 BENT TREE DR, VINE GROVE, KY 40175-9633
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2026 · Amount on File
Deed Sale	Jul 21, 2026 · Amount on File
Deed Document Number	2026
Deed Book / Page	1604 / 564
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Jul 21, 2026
Property Address	216 BENT TREE DR, VINE GROVE, KY 40175-9633
Document Number	1604000564
Book / Page	1604 / 564
Instrument Date	Jul 20, 2026
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,220.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 BENT TREE DR, VINE GROVE, KY 40175-9633

Mortgage

Document Number	2625000556,
Date	Jul 21, 2026
Book Page	2625/556

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 216 Bent Tree Dr was $1,272.

Source: Hardin County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Municipality	Vine Grove City
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,272.00	$132,900 Land $14,900 Building $118,000	$132,900 Land $14,900 Building $118,000
2023		$132,900 Land $14,900 Building $118,000	$132,900 Land $14,900 Building $118,000
2021	$1,064.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 216 Bent Tree Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective May 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	4 (2019–2025)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 216 Bent Tree Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VINE GROVE WATER DEPARTMENT serves 6,703 people · EPA ID KY0470440
Water Source	Purchased surface water from HARDIN COUNTY WATER DISTRICT #1
Last State Inspection	Apr 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Jun 2025
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Brandenburg Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20