216 Bear Trl, Whitefish, MT 59937 Property Records

Flathead County property record for 216 Bear Trl, Whitefish, MT 59937

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,316 sqft · built 1981
Lot Size	0.489 acres (21,344 sqft)
Owner	Individual Name on Record
Tax Bill	$2,451 (2023)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0778974`

Property Details

APN / Parcel Number

Primary APN	`R0778974`
Alternative APNs	`07-4184-25-1-11-15-0000` `0000700300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,316 sqft Living Area
1st Floor Area	1,866 sqft
Upper Floors Area	450 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1995
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	21,344 sqft (0.489 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000700300
Street Address	216 BEAR TRL
City	WHITEFISH
State	MT
Zip	59937-8405
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	1
Legal Description	HAPPY VALLEY HOME SITES, S25, T30 N, R22 W, LOT 250
Legal Range	22W
Legal Township	30N
Legal Section	25
Legal Quarter	NE
Legal Subdivision	HAPPY VALLEY HOME SITES
Legal Lot Number	250
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	2
Census Block	2002
Census Tract	403

Owner

Source: Flathead County records, as of September 7, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	216 BEAR TRL, WHITEFISH, MT 59937-8405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage THREE RIVERS BANK OF MONTANA
Aug 17, 2020	Personal Representative Deed, Transfer · Commercial Mortgage THREE RIVERS BANK OF MONTANA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2020
Deed Sale	Aug 17, 2020
Prior Sale	Apr 17, 2007
Deed Document Number	202000025152
Record Updated	Jun 7, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	216 BEAR TRL, WHITEFISH, MT 59937-8405
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200002890
Date	Feb 2, 2022
Instrument	202200002890

Lender

Name	THREE RIVERS BANK OF MONTANA
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

August 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	FLATHEAD MT
Recording Date	Aug 17, 2020
Property Address	216 BEAR TRL, WHITEFISH, MT 59937-8405
Document Number	202000025152
Instrument Date	Aug 14, 2020
Instrument	202000025152
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 BEAR TRAIL, BIGFORK, MT 59911

Mortgage

Document Number	202000025153
Date	Aug 17, 2020
Instrument	202000025153

Lender

Name	THREE RIVERS BANK OF MONTANA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of December 31, 2022

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,451.00	$398,440	$398,440 Land $81,890 Building $316,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 78% of Montana
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLATHEAD CO WATER DISTRICT NO 8 private · serves 475 people · EPA ID MT0000261
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MontanaSky Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blackfoot Telephone Cooperative, Vero Fiber.

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