216 4th Ave NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 216 4th Ave NE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.142 acres (6,199 sqft)
Owner	2 Individual Names on File
Last Sale	$114,500 (Nov 2023)
Tax Bill	$62 (2026)
Deeds & Mortgages	Nov 2023 Sale Nov 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17.00906.00`

Property Details

APN / Parcel Number

Primary APN	`17.00906.00`

Exterior

Lot Area	6,199 sqft (0.142 acres)

Location & Zoning

Street Address	216 4TH AVE NE
City	SAINT CLOUD
State	MN
Zip	56304-0430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-35 TWP-036 RANGE-031 ST CLOUD PARK LOT-005 BLOCK-021
Legal Range	031
Legal Township	036
Legal Section	35
Legal Subdivision	ST CLOUD PARK
Legal Block	21
Legal Lot Number	5
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4035
Census Tract	21201

Owner

Source: Benton County assessment roll, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	216 4TH AVE NE, SAINT CLOUD, MN 56304-0430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Nov 29, 2023	Warranty Deed, Transfer · VA Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Sep 9, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CU
Oct 4, 2019	Warranty Deed, Transfer · Conventional Mortgage LIBERTY BANK MINNESOTA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 29, 2023 · Amount on Record
Deed Sale	Nov 29, 2023 · Amount on Record
Prior Sale	Nov 29, 2023 · Amount on Record
Deed Document Number	2023469342
Prior Transfer Date	Jul 6, 2006
Prior Transfer Doc	1340006
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Nov 29, 2023
Property Address	216 4TH AVE NE, SAINT CLOUD, MN 56304-0430
Document Number	0000469342
Instrument Date	Nov 22, 2023
Instrument	469342
Transaction Type	Transfer
Record Updated	Dec 22, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$377.85
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	216 4TH AVE NE, SAINT CLOUD, MN 56304-0430

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Nov 29, 2023
Property Address	216 4TH AVE NE, SAINT CLOUD, MN 56304-0430
Document Number	0000469341
Instrument Date	Nov 22, 2023
Instrument	469341
Transaction Type	Transfer
Record Updated	Dec 22, 2023
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$377.85
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	216 4TH AVE NE, SAINT CLOUD, MN 56304-0430

Mortgage

Document Number	0000469343
Date	Nov 29, 2023
Instrument	469343

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	MCVILLE, ND 58254

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Sep 9, 2022
Property Address	216 4TH AVE NE, SAINT CLOUD, MN 56304-0430
Document Number	0000462748
Instrument Date	Sep 1, 2022
Instrument	462748
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	TRI-COUNTY ABSTRACT, TRI COUNTY ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$684.09
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	216 4TH AVE NE, SAINT CLOUD, MN 56304-0430

Mortgage

Document Number	0000462749
Date	Sep 9, 2022
Instrument	462749

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Oct 4, 2019
Property Address	216 4TH AVE NE, SAINT CLOUD, MN 56304-0430
Document Number	438621
Instrument Date	Oct 3, 2019
Instrument	438621
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	EDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$514.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	216 4TH AVE NE, SAINT CLOUD, MN 56304-0430

Mortgage

Document Number	438622
Date	Oct 4, 2019
Instrument	438622

Lender

Name	LIBERTY BANK MINNESOTA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	73 Months
Due	Nov 1, 2025

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$62.00 (+52%) Homeowner's exemption	$227,300 (+8.81%) Land $25,000 Building $202,300	$227,300 (+8.81%) Land $25,000 Building $202,300
2025	$10.00 (-99.59%) Homeowner's exemption	$208,900 (+1.75%) Land $25,000 Building $183,900	$208,900 (+1.75%) Land $25,000 Building $183,900
2023	$2,444.00	$205,300 Land $25,000 Building $180,300	$205,300 Land $25,000 Building $180,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: BIF IV Intrepid HoldCo.

Nearby Properties on 4th Ave NE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures