216 3rd Ave, Melbourne Beach, FL 32951 Property Records

Brevard County property record for 216 3rd Ave, Melbourne Beach, FL 32951

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,869 sqft · built 1988
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on Record
Tax Bill$3,033 (2025)
Deeds & MortgagesOct 2019 Reverse Mortgage
Oct 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-38-08-FY-14-20

Property Details

APN / Parcel Number

Primary APN28-38-08-FY-14-20
Alternative APNs
  • 28-38-08-FY-00014.0-0020.00
  • 2847872

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,869 sqft Living Area
Gross Area2,387 sqft
1st Floor Area1,869 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions150 ft deep x 96.3 ft wide
Garage TypeAttached
Garage Area483 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area35 sqft
Deck Area444 sqft
Patio Area132 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2847872
Street Address216 3RD AVE
CityMELBOURNE BEACH
StateFL
Zip32951-2316
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code3RS
Legal DescriptionWILCOX MELBOURNE BEACH W 1/2 OF LOT 19 & ALL LOT 20 BLK 14
Legal Range38E
Legal Township28S
Legal Section08
Legal SubdivisionWILCOX MELBOURNE BEACH
Legal Block14
Legal Lot Number20
JurisdictionBREVARD FL
Township / Civil DivisionINDIALANTIC-MELBOURNE BEACH
Census Block Group2
Census Block2009
Census Tract66101

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address216 3RD AVE, MELBOURNE BEACH, FL 32951-2316
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2019Deed of Trust, Mortgage · Reverse Mortgage
OPEN MORTGAGE LLC
Oct 24, 2019Deed of Trust, Mortgage · FHA Mortgage
FEDERAL HSNG COMMISSIONER
Jul 13, 2018Warranty Deed, Transfer
ALLIANCE TITLE INSURANCE AGENCY INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJun 2, 2025
Transfer Doc0103532784
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address216 3RD AVE, MELBOURNE BEACH, FL 32951-2316
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0085772677
DateOct 31, 2019
Book Page8577/2677
Instrument2019238667
Lender
NameOPEN MORTGAGE LLC
TypeMortgage Company
AddressAUSTIN, TX 78737
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term929 Months
DueMar 9, 2097
Interest
Rate TypeAdjustable Rate
Rate3.73%
Type Change DateNov 1, 2020
Change FrequencyAnnually
Index1-Year LIBOR

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address216 3RD AVE, MELBOURNE BEACH, FL 32951-2316
Document Number0085772692
Instrument DateOct 24, 2019
Transaction TypeMortgage
Record UpdatedDec 12, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address216 3RD AVE MELBOURNE BEACH FL 329512316, MELBOURNE BEACH, FL 32951-2316

Mortgage

Document Number0085772692
DateOct 31, 2019
Book Page008577/002692
Instrument238668
Lender
NameFEDERAL HSNG COMMISSIONER
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term936 Months
DueOct 30, 2097
Interest
Rate TypeAdjustable Rate
Rate3.73%

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJul 13, 2018
Property Address216 3RD AVE, MELBOURNE BEACH, FL 32951-2316
Document Number0082111193
Book / Page008211 / 001193
Instrument DateJul 11, 2018
Instrument156325
Transaction TypeTransfer
Record UpdatedJul 27, 2018
Title CompanyALLIANCE TITLE INSURANCE AGENCY INC

Transaction

AmountAmount Recorded
Tax$3,255.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address212 3RD AVE MELBOURNE BEACH FL 329512316, MELBOURNE BEACH, FL 32951-2316

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne Beach Town
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$240,510 (+2.7%)$666,750 (+0.76%)
2025$3,033.00 (+5.83%) Homeowner's exemption$234,190 (+5.98%)$661,730 (-6.17%) Land $360,000 Building $301,730
2023$2,866.00 (+2.58%) Homeowner's exemption$220,970 (+3%)$705,220 (+6.97%) Land $360,000 Building $345,220
2022$2,794.00 Homeowner's exemption$214,540$659,290 Land $360,000 Building $299,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 71 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies71 in force
Nearby Flood Claims31 (1979–2017)
Claims Outside the SFHA17 of 31
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Frances, Sep 2004 · 13 claims
  • Hurricane Irene, Oct 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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