216 1st St E, Independence, IA 50644 Property Records

Buchanan County property record for 216 1st St E, Independence, IA 50644

Property Summary

Property Type	Commercial
Details	7,200 sqft · built 1964
Lot Size	0.24 acres (10,454 sqft)
Owner	Company Name on Record
Last Sale	$400,000 (Jul 2025)
Tax Bill	$5,974 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0634462014`

Property Details

APN / Parcel Number

Primary APN	`0634462014`

Interior

Stories	1 Story
Building Area	7,200 sqft Building Perimeter
1st Floor Area	7,200 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	10,454 sqft (0.24 acres)
Total Buildings	2 Buildings

Location & Zoning

Street Address	216 1ST ST E
City	INDEPENDENCE
State	IA
Zip	50644-2813
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	S & M W3/4 LOT 7BLK 3
Legal Subdivision	S & M
Legal Block	3
Legal Lot Number	7
Jurisdiction	BUCHANAN IA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1027
Census Tract	950500

Owner

Source: Buchanan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	222 1ST ST E, INDEPENDENCE, IA 50644-2813
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANKIOWA
Aug 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANKIOWA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2025 · Amount on Record
Deed Sale	Jul 16, 2025 · Amount on Record
Prior Sale	Jul 16, 2025 · Amount on Record
Deed Document Number	20252197
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN IA
Recording Date	Aug 4, 2026
Property Address	216 1ST ST E, INDEPENDENCE, IA 50644-2813
Document Number	0000002323
Instrument Date	Jul 27, 2026
Instrument	20262323
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	216 1ST ST E, INDEPENDENCE, IA 50644-2813

Mortgage

Document Number	0000002323,
Date	Aug 4, 2026
Instrument	20262323

Lender

Name	BANKIOWA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN IA
Recording Date	Aug 4, 2026
Property Address	216 1ST ST E, INDEPENDENCE, IA 50644-2813
Document Number	0000002325
Instrument Date	Jul 27, 2026
Instrument	20262325
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	216 1ST ST E, INDEPENDENCE, IA 50644-2813

Mortgage

Document Number	0000002325,
Date	Aug 4, 2026
Instrument	20262325

Lender

Name	BANKIOWA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Buchanan County
Municipality	Independence City
Unified School District	Independence Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,974.00 (+55.33%)	$210,790 (-) Land $34,060 Building $176,730	$210,790 (-) Land $34,060 Building $176,730
2023	$3,846.00	$210,790 Land $34,060 Building $176,730	$210,790 Land $34,060 Building $176,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	132 (1979–2018)
Claims Outside the SFHA	10 of 132
Most Recent Claim	Oct 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 16 claims Severe Storms, Flooding, And Tornadoes, Jul 2010 · 54 claims Severe Storms & Flooding, Aug 1993 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER DEPT serves 6,064 people · EPA ID IA1037070
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Independence Telecommunications Utility Fiber · Cable in parts of the area	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

Nearby Properties on 1st St E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures