21591 Midcrest Dr, Lake Forest, CA 92630 Property Records

Orange County property record for 21591 Midcrest Dr, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,091 sqft · built 1986
Lot Size	0.218 acres (9,494 sqft)
Owner	2 Individual Names on File
Last Sale	$835,000 (Jan 2019)
Tax Bill	$9,783 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`613-412-03`

Property Details

APN / Parcel Number

Primary APN	`613-412-03`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,091 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	9,494 sqft (0.218 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	21591 MIDCREST DR
City	LAKE FOREST
State	CA
Zip	92630-7244
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 11234 BLK LOT 16
Legal Subdivision	SANTA RITA RIDGE
Legal Tract	11234
Legal Lot Number	16
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2002
Census Tract	52424

Owner

21591 Midcrest Dr is owned and occupied by two individuals who bought it in January 2019.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21591 MIDCREST DR, LAKE FOREST, CA 92630-7244
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 2, 2019	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2019 · Amount on File
Deed Sale	Jan 2, 2019 · Amount on File
Prior Sale	Mar 19, 1996 · Amount on File
Deed Document Number	2019833
Prior Transfer Date	Dec 6, 1996
Prior Transfer Doc	0000630361
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	21591 MIDCREST DR, LAKE FOREST, CA 92630-7244
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21591 MIDCREST DR, LAKE FOREST, CA 92630-7244

Mortgage

Document Number	0000074874
Date	Feb 3, 2021
Instrument	2021000074874

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jan 1, 2036

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 2, 2019
Property Address	21591 MIDCREST DR, LAKE FOREST, CA 92630-7244
Document Number	0000000833
Instrument Date	Nov 20, 2018
Instrument	833
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$918.50
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21591 MIDCREST DR LAKE FOREST CA 926307244, LAKE FOREST, CA 92630-7244

Mortgage

Document Number	834
Date	Jan 2, 2019
Instrument	834

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 21591 Midcrest Dr was $9,783.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$950,084 (+2%) Land $734,058 Building $216,026
2025	$9,783.00	$931,455 Land $719,664 Building $211,791
2023	$9,380.00 (+1.81%)	$895,287 Land $691,719 Building $203,568
2022	$9,213.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 21591 Midcrest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21591 Midcrest Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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