2159 Western Heights Loop NW, Salem, OR 97304 Property Records

Polk County property record for 2159 Western Heights Loop NW, Salem, OR 97304

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,499 sqft · built 2000
Lot Size	0.128 acres (5,580 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,655 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07320-AC-06500`

Property Details

APN / Parcel Number

Primary APN	`07320-AC-06500`
Alternative APN	`511995`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,499 sqft Living Area
Gross Area	2,003 sqft
1st Floor Area	1,499 sqft
Great Room	Great Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2002
Exterior Material	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,580 sqft (0.128 acres)
View / Lot	Fair
Garage Area	504 sqft
Parking Spaces	4 Parking Spaces
Deck Area	301 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	511995
Street Address	2159 WESTERN HEIGHTS LOOP NW
City	SALEM
State	OR
Zip	97304-4817
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	DEER RIDGE ESTATES - PHASE I LOT 65
Legal Range	3W
Legal Township	07S
Legal Section	20
Legal Subdivision	DEER RIDGE ESTATES - PHASE I
Legal Block	3
Legal Lot Number	65
Jurisdiction	POLK OR
Township / Civil Division	SALEM
Census Block Group	3
Census Block	3008
Census Tract	5203

Owner

2159 Western Heights Loop NW is owned and occupied by two individuals.

Source: Polk County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2159 WESTERN HEIGHTS LOOP NW, SALEM, OR 97304-4817
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Nov 7, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Apr 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	2159 WESTERN HEIGHTS LOOP NW, SALEM, OR 97304-4817
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004432
Date	Mar 12, 2021
Instrument	2021-004432

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	2159 WESTERN HEIGHTS LOOP NW, SALEM, OR 97304-4817
Document Number	0000013209
Instrument Date	Nov 7, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2159 WESTERN HEIGHTS LOOP NW SALEM OR 973044817, SALEM, OR 97304-4817

Mortgage

Document Number	0000013209
Date	Nov 13, 2019
Instrument	13209

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2049

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	2159 WESTERN HEIGHTS LOOP NW, SALEM, OR 97304-4817
Document Number	0000003287
Instrument Date	Apr 1, 2019
Transaction Type	Mortgage
Record Updated	Apr 17, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2159 WESTERN HEIGHTS LOOP NW SALEM OR 973044817, SALEM, OR 97304-4817

Mortgage

Document Number	0000003287
Date	Apr 5, 2019
Instrument	3287

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	2159 WESTERN HEIGHTS LOOP NW, SALEM, OR 97304-4817
Document Number	0000007306
Instrument Date	Jun 16, 2018
Transaction Type	Mortgage
Record Updated	Jul 5, 2018
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2159 WESTERN HEIGHTS LOOP NW SALEM OR 973044817, SALEM, OR 97304-4817

Mortgage

Document Number	0000007306
Date	Jun 22, 2018
Instrument	7306

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2159 Western Heights Loop NW was $4,655, up 8% from the year before.

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Salem City
Unified School District	Salem-Keizer School District 24J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,720 (+3%) Land $69,710 Building $173,010	$428,160 (+3.21%) Land $155,000 Building $273,160
2025	$4,655.00 (+7.98%)	$235,660 (+3%) Land $67,680 Building $167,980	$414,840 (+0.04%) Land $146,400 Building $268,440
2024	$4,311.00 (+2.99%)	$228,800 (+3%) Land $65,710 Building $163,090	$414,680 (+0.25%) Land $144,050 Building $270,630
2023	$4,186.00 (+3.31%)	$222,140 (+3%) Land $63,790 Building $158,350	$413,650 (+5.73%) Land $142,700 Building $270,950
2022	$4,052.00	$215,670 Land $61,940 Building $153,730	$391,240 Land $131,500 Building $259,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2159 Western Heights Loop NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2159 Western Heights Loop NW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM PUBLIC WORKS serves 199,820 people · EPA ID OR4100731
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hunter Communications, Verizon.

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