2159 S Osborn Ln, Gilbert, AZ 85295 Property Records

Maricopa County property record for 2159 S Osborn Ln, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,804 sqft · built 2018
Lot Size	0.125 acres (5,482 sqft)
Owner	Trust Name on File
Last Sale	$369,373 (Aug 2018)
Tax Bill	$1,882 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`313-20-681`

Property Details

APN / Parcel Number

Primary APN	`313-20-681`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,804 sqft Living Area
1st Floor Area	1,804 sqft

Exterior

Year Built	Built 2018
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	5,482 sqft (0.125 acres)
Parking Spaces	2 Parking Spaces
Patio Area	149 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	2159 S OSBORN LN
City	GILBERT
State	AZ
Zip	85295-0227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-D
Legal Description	COOLEY STATION PARCEL 15 PHASE 1 MCR 1231-37
Legal Range	06E
Legal Township	01S
Legal Section	26
Legal Subdivision	COOLEY STATION PARCEL 15 PHASE 1
Legal Phase	1
Legal Lot Number	189
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1005
Census Tract	815202

Owner

Source: Maricopa County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2159 S OSBORN LN, GILBERT, AZ 85295-0227
Occupancy	Owner Occupied
Owner Type	Individual, Secondary Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Aug 22, 2018	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Aug 22, 2018	Grant Deed, Construction Loan SECURITY TITLE COMPANY
Dec 28, 2017	Loan Modification, Mortgage M&T BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 22, 2018 · Amount on Record
Deed Sale	Aug 22, 2018 · Amount on Record
Prior Sale	Aug 22, 2018 · Amount on Record
Deed Document Number	20180636789
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2159 S OSBORN LN, GILBERT, AZ 85295-0227
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2159 S OSBORN LN, GILBERT, AZ 85295-0227

Mortgage

Document Number	0001184084
Date	Dec 2, 2020
Instrument	20201184084

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

August 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 22, 2018
Property Address	2159 S OSBORN LN, GILBERT, AZ 85295-0227
Document Number	0000636789
Map Reference	MB 1231 PG 37
Instrument Date	Aug 14, 2018
Instrument	20180636789
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 21, 2021
Title Company	SECURITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9140 S KYRENE RD # RD202, 9140, TEMPE, AZ 85284-2920

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	2159 S OSBORN LN, GILBERT, AZ 85295-0227

Mortgage

Document Number	0000636790
Date	Aug 22, 2018
Instrument	20180636790

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

August 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 22, 2018
Property Address	2159 S OSBORN LN, GILBERT, AZ 85295-0227
Document Number	0000636788
Instrument Date	Aug 14, 2018
Instrument	636788
Transaction Type	Construction Loan
Record Updated	Aug 28, 2018
Title Company	SECURITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$171.25
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9140 S KVRENE RD #202 TEMPE AZ 85284, 202, TEMPE, AZ 85284

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARICOPA AZ
Recording Date	Dec 28, 2017
Property Address	2159 S OSBORN LN, GILBERT, AZ 85295-0227
Instrument Date	Dec 15, 2017
Instrument	963116
Transaction Type	Mortgage
Record Updated	Jan 5, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9140 S KYRENE RD #202 TEMPE AZ 852842929, 202, TEMPE, AZ 85284-2929

Mortgage

Document Number	0000963116
Date	Dec 28, 2017
Instrument	963116

Lender

Name	M&T BK
Type	Bank
Address	1630 S STAPLEY DR # 106, MESA, AZ 85204-6658

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Dec 27, 2020

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,420 (-0.48%)	$474,200 (-0.48%) Land $94,800 Building $379,400
2025	$1,882.00 (-8.11%)
2024		$47,650	$476,500 Land $95,300 Building $381,200
2023	$2,048.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 902 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Lumen Technologies.

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