Hamilton County property record for 2159 Luray Ave, Cincinnati, OH 45206
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,782 sqft · built 1918 |
| Lot Size | 0.183 acres (7,971 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $205,000 (Nov 2005) |
| Tax Bill | $7,005 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jun 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 069-0003-0096-00 |
| Primary APN | 069-0003-0096-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,782 sqft Living Area |
| Gross Area | 3,072 sqft |
| 1st Floor Area | 990 sqft |
| 2nd Floor Area | 792 sqft |
| Upper Floors Area | 792 sqft |
| Basement Area | 1,290 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Material | Asphalt |
| Lot Area | 7,971 sqft (0.183 acres) |
| Lot Dimensions | 185 ft deep x 48 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 340 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 2159 LURAY AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45206-2604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OL |
| Legal Description | 2159 LURAY 47.83 X 185 FTIRR PT LOT 26 DODDS WITHENBURY ET AL |
| Legal Subdivision | DODDS & WITHENBURY |
| Legal Lot Number | 26 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 1900 |
Source: Hamilton County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2159 LURAY AVE, CINCINNATI, OH 45206-2604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 9, 2026 | Deed of Trust, Mortgage · Line of Credit US BANK |
| Jun 7, 2021 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Oct 7, 2020 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 2005 · Amount on Record |
| Deed Sale | Nov 23, 2005 · Amount on Record |
| Prior Sale | Jun 24, 1999 · Amount on Record |
| Deed Document Number | 2005199532 |
| Deed Book / Page | 10100 / 667 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 9, 2026 |
| Property Address | 2159 LURAY AVE, CINCINNATI, OH 45206-2604 |
| Document Number | 0000045358 |
| Book / Page | 15683 / 906 |
| Instrument Date | May 20, 2026 |
| Instrument | 202645358 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2159 LURAY AVE, CINCINNATI, OH 45206-2604 |
| Document Number | 0000045358, |
|---|---|
| Date | Jun 9, 2026 |
| Book Page | 15683/906 |
| Instrument | 202645358 |
| Name | US BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 7, 2021 |
| Property Address | 2159 LURAY AVE, CINCINNATI, OH 45206-2604 |
| Document Number | 0000069288 |
| Book / Page | 14433 / 957 |
| Map Reference | MB 4 PG 284&285 |
| Instrument Date | May 27, 2021 |
| Instrument | 2021-0069288 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2159 LURAY AVE, CINCINNATI, OH 45206-2604 |
| Document Number | 0000069289 |
|---|---|
| Date | Jun 7, 2021 |
| Instrument | 2021-0069289 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2159 LURAY AVE, CINCINNATI, OH 45206-2604 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2159 LURAY AVE, CINCINNATI, OH 45206-2604 |
| Document Number | 0200103783 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | 14269/2233 |
| Instrument | 2020-0103783 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Term | 359 Months |
| Due | Sep 11, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,005.00 (+3.09%) | $113,751 (+%) Land $24,931 Building $88,820 | $325,000 (-) Land $71,230 Building $253,770 |
| 2024 | $6,795.00 (-2.19%) | $113,749 (-) Land $24,930 Building $88,819 | |
| 2023 | $6,947.00 (+35.82%) | $113,749 (+51.53%) Land $24,930 Building $88,819 | $325,000 (+51.53%) Land $71,230 Building $253,770 |
| 2022 | $5,115.00 Homeowner's exemption | $75,069 Land $14,970 Building $60,099 | |
| 2020 | $214,480 Land $42,770 Building $171,710 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1979–1983) |
| Most Recent Claim | Jun 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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