2159 Jarabec Rd, Saginaw, MI 48609 Property Records

Saginaw County property record for 2159 Jarabec Rd, Saginaw, MI 48609

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,786 sqft · built 1978
Lot Size	0.581 acres (25,308 sqft)
Owner	Individual Name on File
Last Sale	$184,000 (Jan 2021)
Tax Bill	$3,679 (2025)
Deeds & Mortgages	Jan 2021 Sale Sep 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`16-11-3-02-1214-000`

Property Details

APN / Parcel Number

Primary APN	`16-11-3-02-1214-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,786 sqft Living Area
1st Floor Area	1,786 sqft
Basement Area	1,158 sqft
Finished Basement	1,158 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Combination
Roof Type	Hip
Roof Material	Asphalt
Lot Area	25,308 sqft (0.581 acres)
Lot Dimensions	225 ft deep x 112 ft wide
Garage Area	1,296 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	156 sqft
Deck Area	Deck Area
Patio Area	726 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2159 JARABEC RD
City	SAGINAW
State	MI
Zip	48609-9202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SINGLE
Legal Description	LOT 14 EDERER ESTATES PART OF THE FRL NE 1/4 SEC 02 T11N R3E
Legal Range	03E
Legal Township	11N
Legal Section	02
Legal Subdivision	EDERER ESTATES
Legal Lot Number	14
Legal Unit	14
Jurisdiction	SAGINAW MI
Township / Civil Division	JAMES
Census Block Group	1
Census Block	1029
Census Tract	11901

Owner

2159 Jarabec Rd is owned and occupied by an individual who bought it in January 2021.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2159 JARABEC RD, SAGINAW, MI 48609-9202
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Warranty Deed, Transfer ATTORNEY ONLY
Sep 25, 2020	Loan Modification, Mortgage · FHA Mortgage QUERCUS MTG INVS TRUST (CT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2021 · Amount on File
Deed Sale	Jan 15, 2021 · Amount on File
Prior Sale	May 4, 2005 · Amount on File
Deed Document Number	20211862
Prior Transfer Date	Jan 12, 2015
Prior Transfer Doc	2015000722
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jan 15, 2021
Property Address	2159 JARABEC RD, SAGINAW, MI 48609-9202
Document Number	0000001862
Instrument Date	Dec 23, 2020
Instrument	1862
Transaction Type	Transfer
Record Updated	Jan 29, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$184.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 6051 SAGINAW MI 486086051, SAGINAW, MI 48608-6051

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAGINAW MI
Property Address	2159 JARABEC RD, SAGINAW, MI 48609-9202
Document Number	0000028390
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2159 JARABEC RD SAGINAW MI 486099202, SAGINAW, MI 48609-9202

Mortgage

Document Number	0000028390
Date	Nov 9, 2020
Instrument	28390

Lender

Name	QUERCUS MTG INVS TRUST (CT)
Address	1600 S DOUGLASS RD # 200A, ANAHEIM, CA 92806-5948

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 8, 2050

Interest

Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 2159 Jarabec Rd was $3,679 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	James Township
Unified School District	Swan Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,100 (-1.38%)	$272,200 (-1.38%)
2025	$3,679.00 Homeowner's exemption	$138,000	$276,000
2023		$106,400	$212,800
2022	$3,083.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2159 Jarabec Rd in Zone X, an area of minimal flood risk, though there have been 70 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 95 policies
Nearby Flood Policies	95 in force
Nearby Flood Claims	70 (1991–2026)
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2020 · 39 claims Flooding, Apr 2013 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2159 Jarabec Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THOMAS TOWNSHIP serves 11,931 people · EPA ID MI0006580
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Jul 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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