Deschutes County property record for 21589 Bear Creek Rd, Bend, OR 97701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,549 sqft · built 1945 |
| Lot Size | 1.77 acres (77,101 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $740,000 (May 2022) |
| Tax Bill | $3,423 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Feb 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 181202-00-01302 |
| Primary APN | 181202-00-01302 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,549 sqft Living Area |
| Gross Area | 2,329 sqft |
| 1st Floor Area | 1,549 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1980 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 77,101 sqft (1.77 acres) |
| Garage Area | 780 sqft |
| Deck Area | 180 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 119069 |
|---|---|
| Street Address | 21589 BEAR CREEK RD |
| City | BEND |
| State | OR |
| Zip | 97701-9601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MUA10 |
| Legal Description | SEC 2 - A PTN OF LOT 1 (NE1/4NE1/4) DESC AS FOL: BAAP 25.21 FT W & 24.86 FT S OF NE COR SD SEC TH N... |
| Legal Range | 12 |
| Legal Township | 18 |
| Legal Section | 02 |
| Legal Lot Number | 1 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1903 |
Source: Deschutes County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 21589 BEAR CREEK RD, BEND, OR 97701-9601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 31, 2022 | Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Feb 20, 2019 | Warranty Deed, Transfer AMERITITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2022 · Amount on Record |
| Deed Sale | May 31, 2022 · Amount on Record |
| Prior Sale | Feb 20, 2019 · Amount on Record |
| Deed Document Number | 202221890 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | May 31, 2022 |
| Property Address | 21589 BEAR CREEK RD, BEND, OR 97701-9601 |
| Document Number | 0000021890 |
| Instrument Date | May 27, 2022 |
| Instrument | 2022-21890 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2022 |
| Title Company | WESTERN TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 21589 BEAR CREEK RD, BEND, OR 97701-9601 |
| Document Number | 0000021891 |
|---|---|
| Date | May 31, 2022 |
| Instrument | 2022-21891 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Feb 20, 2019 |
| Property Address | 21589 BEAR CREEK RD, BEND, OR 97701-9601 |
| Document Number | 0000005350 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 5350 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2019 |
| Title Company | AMERITITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $360.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21589 BEAR CREEK RD BEND OR 977019601, BEND, OR 97701-9601 |
Source: Deschutes County assessment roll, as of November 5, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,423.00 (+4.3%) | $206,760 (+3%) | $620,870 (+5.9%) Land $333,400 Building $287,470 |
| 2024 | $3,282.00 (+5.94%) | $200,740 (+3%) | $586,290 (-) Land $307,190 Building $279,100 |
| 2023 | $3,098.00 | $194,900 | $586,290 Land $307,190 Building $279,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 87% of Oregon |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Cable | 1,000 / 20 |
| Yellowknife Wireless Fixed Wireless | 700 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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