Smith County property record for 21581 Riva Rdg, Tyler, TX 75704
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,890 sqft · built 2024 |
| Lot Size | 6.25 acres (272,555 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $853,068 (Jan 2024) |
| Tax Bill | $6,695 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Jan 2024 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | R215603 |
| Primary APN | R215603 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,890 sqft Heated Area |
| Flooring | Hardwood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Roof Material | Composition Shingle |
| Lot Area | 272,555 sqft (6.25 acres) |
| Lot Dimensions | 1,023 ft deep x 272 ft wide |
| Garage Area | 1,076 sqft |
| Porch | Slab |
| Porch Area | 994 sqft |
| Account Number | R215603 |
|---|---|
| Street Address | 21581 RIVA RDG |
| City | TYLER |
| State | TX |
| Zip | 75704-3446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TWIN LAKES ADDN U-2 LOT 15 |
| Legal Subdivision | TWIN LAKES ADDN U-2 |
| Legal Lot Number | 15 |
| Jurisdiction | SMITH TX |
| Township / Civil Division | LINDALE |
| Census Block Group | 2 |
| Census Block | 2073 |
| Census Tract | 1405 |
Source: Smith County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 21581 RIVA RDG, TYLER, TX 75704-3446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK |
| Jan 17, 2024 | Vendor's Lien, Transfer · Construction Mortgage CITIZENS NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 17, 2024 · Amount on Record |
| Deed Sale | Jan 17, 2024 · Amount on Record |
| Deed Document Number | 20241355 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITH TX |
| Property Address | 21581 RIVA RDG, TYLER, TX 75704-3446 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | FNTIG, FNTG |
| Name | Verified Name |
|---|---|
| Address | 21581 RIVA RDG, TYLER, TX 75704-3446 |
| Document Number | 0001027977 |
|---|---|
| Date | Sep 16, 2025 |
| Instrument | 202501027977 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | WICHITA FALLS, TX 76308 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | SMITH TX |
| Recording Date | Jan 17, 2024 |
| Property Address | 21581 RIVA RDG, TYLER, TX 75704-3446 |
| Document Number | 0001001355 |
| Map Reference | CAB F SL 208-B |
| Instrument Date | Jan 16, 2024 |
| Instrument | 202401001355 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Title Company | AUSTIN TITLE, ATC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2512 LUSITANO LN, CELINA, TX 75009-4626 |
| Document Number | 0001001357 |
|---|---|
| Date | Jan 17, 2024 |
| Instrument | 202401001357 |
| Name | CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 378 Months |
| Due | Jul 16, 2055 |
Source: Smith County assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Smith County |
| Unified School District | Lindale Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,695.00 (+153.98%) | $426,098 (+153.95%) Land $135,154 Building $290,944 | $426,098 (+153.95%) Land $135,154 Building $290,944 |
| 2024 | $2,636.00 (+0.69%) | ||
| 2023 | $2,618.00 (-11.64%) | $167,786 Land $167,786 | $167,786 Land $167,786 |
| 2022 | $2,963.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2024–2025) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 62% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
May also be available: Spectrum, Verizon.
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