Harrison County property record for 21581 E Ridge Dr, Saucier, MS 39574 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,185 sqft · built 2017 |
| Owner | Individual Name on File |
| Last Sale | $189,900 (May 2017) |
| Deeds & Mortgages | Aug 2025 Line of Credit Nov 2023 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0504-28-003.042 |
| Primary APN | 0504-28-003.042 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 2,185 sqft Adjusted Area |
| Gross Area | 3,245 sqft |
| 1st Floor Area | 2,982 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 131735 |
|---|---|
| Street Address | 21581 E RIDGE DR |
| City | SAUCIER |
| State | MS |
| Zip | 39574-5301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 99 EDGEWOOD SUBD PH 2 & AMENDED SEC 33-5-12 |
| Legal Range | 12 |
| Legal Township | 05 |
| Legal Section | 28 |
| Legal Subdivision | EDGEWOOD SUBD PH 2 -AMENDED |
| Legal Phase | 2 |
| Legal Lot Number | 99 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 3514 |
Source: Harrison County records · APN 0504-28-003.042
Assessment roll updated September 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 21581 E RIDGE DR, SAUCIER, MS 39574-5301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 28, 2025 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Nov 06, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Mar 24, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC |
| May 08, 2017 | Deed of Trust, Mortgage GULF SOUTH MORTGAGE LLC |
| May 08, 2017 | Warranty Deed, Subdivision Related Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 08, 2017 · Amount on Record |
| Deed Sale | May 08, 2017 · Amount on Record |
| Deed Document Number | 2017-0002844-D-J1 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 21581 E RIDGE DR, SAUCIER, MS 39574-5301 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 20250018756TJ1 |
|---|---|
| Date | Aug 28, 2025 |
| Instrument | 2025-0018756-T-J1 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 02, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 21581 E RIDGE DR, SAUCIER, MS 39574-5301 |
| Transaction Type | Mortgage |
| Record Updated | Dec 01, 2023 |
| Name | Verified Name |
|---|---|
| Address | 21581 E RIDGE DR, SAUCIER, MS 39574-5301 |
| Document Number | 20230022685TJ1 |
|---|---|
| Date | Nov 06, 2023 |
| Instrument | 2023-0022685-T-J1 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 21581 E RIDGE DR, SAUCIER, MS 39574-5301 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 20210003807TJ1 |
|---|---|
| Date | Mar 24, 2021 |
| Instrument | 2021-0003807-T-J1 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 21581 E RIDGE DR, SAUCIER, MS 39574-5301 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 20170004141TJ1 |
|---|---|
| Date | May 08, 2017 |
| Instrument | 2017-0004141-T-J1 |
| Name | GULF SOUTH MORTGAGE LLC |
|---|---|
| Address | GULFPORT, MS 39503 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | May 08, 2017 |
| Property Address | 21581 E RIDGE DR, SAUCIER, MS 39574-5301 |
| Document Number | 20170002844DJ1 |
| Map Reference | PL 49 PG 7 |
| Instrument Date | May 05, 2017 |
| Instrument | 2017-0002844-D-J1 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 26, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 5082, SPRING HILL, FL 34611-5082 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 21581 E RIDGE DR, SAUCIER, MS 39574-5301 |
Source: Harrison County records · Assessment roll updated September 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Unified School District | Harrison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $18,643 (+3.67%) | $186,425 (+3.67%) Land $30,000 Building $156,425 |
| 2023 | $17,983 | $179,825 Land $30,000 Building $149,825 |
Source: FEMA National Flood Hazard Layer, Harrison County (28047C), updated April 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280470035143, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force 11 of 11 on primary residences |
| Nearby Flood Claims | 5 (2019–2026) |
| Most Recent Claim | Jun 2026, rainfall accumulation, Tropical Storm Arthur |
| Flood Events |
|
| Wildfire Risk | High above 79% of the US · above 96% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 170 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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