21581 E 103rd St S, Broken Arrow, OK 74014 Property Records

Wagoner County property record for 21581 E 103rd St S, Broken Arrow, OK 74014

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,799 sqft · built 2000
Lot Size	0.5 acres (21,781 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (May 2019)
Tax Bill	$2,846 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`008819-005009-001000`

Property Details

APN / Parcel Number

Primary APN	`008819-005009-001000`
Alternative APNs	`730066910` `0066910` `66910`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,799 sqft Living Area
1st Floor Area	1,800 sqft
Utility Area	288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2018
Exterior Material	Aluminum Siding
Construction Type	Stone
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	21,781 sqft (0.5 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	482 sqft
Storage Building	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	66910
Street Address	21581 E 103RD ST S
City	BROKEN ARROW
State	OK
Zip	74014-3647
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING HILLS EST W2 LOT 9 BLK 5
Legal Range	15E
Legal Township	18N
Legal Section	29
Legal Subdivision	WHISPERING HILLS EST
Legal Block	5
Legal Lot Number	9
Jurisdiction	WAGONER OK
Township / Civil Division	COWETA
Census Block Group	1
Census Block	1034
Census Tract	30511

Owner

21581 E 103rd St S is owned and occupied by two individuals who bought it in May 2019.

Source: Wagoner County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21581 E 103RD ST S, BROKEN ARROW, OK 74014-3647
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
May 29, 2019	Warranty Deed, Transfer · VA Mortgage FIRST SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2019 · Amount on File
Deed Sale	May 29, 2019 · Amount on File
Prior Sale	Jul 18, 2002
Deed Document Number	20196460
Deed Book / Page	2502 / 559
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAGONER OK
Property Address	21581 E 103RD ST S, BROKEN ARROW, OK 74014-3647
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004410
Date	Mar 10, 2021
Book Page	2670/0248
Instrument	2021-04410

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAGONER OK
Recording Date	May 29, 2019
Property Address	21581 E 103RD ST S, BROKEN ARROW, OK 74014-3647
Document Number	0000006460
Book / Page	2502 / 0559
Instrument Date	May 22, 2019
Instrument	2019-06460
Transaction Type	Transfer
Record Updated	Mar 3, 2022
Title Company	FRISCO TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$307.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21581 E 103RD ST S, BROKEN ARROW, OK 74014-3647

Mortgage

Document Number	0000006461
Date	May 29, 2019
Book Page	2502/0561
Instrument	2019-06461

Lender

Name	FIRST SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 21581 E 103rd St S was $2,846.

Source: Wagoner County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Wagoner County
Unified School District	Broken Arrow Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,963 (+5%) Land $4,599 Building $25,364	$267,529 (-6.21%) Land $41,064 Building $226,465
2025	$2,846.00	$28,536 Land $4,380 Building $24,156	$285,236 Land $44,000 Building $241,236
2023	$2,557.00 (+3.99%)	$25,884 (+5%) Land $3,975 Building $21,909	$268,153 (+16.8%) Land $44,000 Building $224,153
2022	$2,459.00	$24,651 Land $3,691 Building $20,960	$229,577 Land $34,000 Building $195,577

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21581 E 103rd St S in Zone X, an area of minimal flood risk, though there have been 52 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective December 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	52 (1980–2019)
Claims Outside the SFHA	8 of 52
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 6 claims Severe Storms, Tornadoes, And Flooding, Apr 2008 · 8 claims Severe Storms & Flooding, Oct 1986 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21581 E 103rd St S is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Oklahoma
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAGONER CO. RWD #4 serves 37,658 people · EPA ID OK1021529
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2025 Turbidity resolved · Jun 2025 Total trihalomethanes not recorded as resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Windstream.

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