Currituck County property record for 2158 Shad Rd, Corolla, NC 27927
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,344 sqft · built 1990 |
| Lot Size | 0.36 acres (15,484 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Sep 2009) |
| Tax Bill | $2,133 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Mar 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 9022-01-4518 |
| Primary APN | 9022-01-4518 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,344 sqft Living Area |
| Basement Area | 560 sqft |
| Unfinished Basement | 560 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Intercom | Intercom |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Contemporary |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 15,484 sqft (0.36 acres) |
| Lot Depth | 9.5 ft Depth |
| Deck Area | 72 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 000205546 |
|---|---|
| Street Address | 2158 SHAD RD |
| City | COROLLA |
| State | NC |
| Zip | 27927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFR |
| Legal Description | CAROVA BEACH, SECT 5, BLOCK 4A, LOT 16 |
| Legal Subdivision | CAROVA BEACH |
| Legal Block | 4A |
| Legal Lot Number | 16 |
| Jurisdiction | CURRITUCK NC |
| Township / Civil Division | FRUITVILLE |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 110101 |
2158 Shad Rd is owned by an individual who acquired it in September 2015.
Source: Currituck County records, as of December 2, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 ANSELL LN, KNOTTS ISLAND, NC 27950-9664 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2024 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Mar 8, 2019 | Warranty Deed, Transfer · Conventional Mortgage NEW TOWNE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2009 · Amount on File |
| Deed Sale | Sep 14, 2009 · Amount on File |
| Deed Book / Page | 1102 / 92 |
| Last Transfer Date | Sep 23, 2015 |
| Transfer Doc | 0013480377 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Property Address | 2158 SHAD RD, COROLLA, NC 27927 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0017620382 |
|---|---|
| Date | Mar 4, 2024 |
| Book Page | 1762/382 |
| Instrument | 387710 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 25, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CURRITUCK NC |
| Recording Date | Mar 8, 2019 |
| Property Address | 2158 SHAD RD, COROLLA, NC 27927 |
| Document Number | 0014740870 |
| Book / Page | 1474 / 870 |
| Map Reference | MB 2 PG 139 |
| Instrument Date | Feb 25, 2019 |
| Instrument | 341509 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 HAMPTON RD, 120, COINJOCK, NC 27923-9761 |
| Name | Verified Name |
|---|---|
| Address | 115 ANSELL LN, KNOTTS ISLAND, NC 27950-9664 |
| Document Number | 341510 |
|---|---|
| Date | Mar 8, 2019 |
| Instrument | 341510 |
| Name | NEW TOWNE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
The 2025 property tax bill for 2158 Shad Rd was $2,133, up 0.4% from the year before.
Source: Currituck County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Currituck County |
| Unified School District | Currituck County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,133.00 (+0.42%) | $291,900 (-) Land $74,800 Building $217,100 | |
| 2024 | $2,124.00 (+9.48%) | $291,900 (-) Land $74,800 Building $217,100 | |
| 2023 | $1,940.00 (+18.29%) | $291,900 (-) Land $74,800 Building $217,100 | $291,900 (-) Land $74,800 Building $217,100 |
| 2022 | $1,640.00 | $291,900 Land $74,800 Building $217,100 | $291,900 (-) Land $74,800 Building $217,100 |
| 2021 | $291,900 Land $74,800 Building $217,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2158 Shad Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 1,596 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,634 units insured incl. 38 condo units |
| Nearby Flood Claims | 390 (1989–2026) |
| Claims Outside the SFHA | 313 of 390 |
| Most Recent Claim | Jan 2026 · rainfall accumulation |
| Claims by Event |
|
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | L01 “Currituck Banks” |
| Unit Type | System Unit |
| Designated | Oct 18, 1982 |
| NFIP Eligibility | Not eligible (built 1990) built after the Oct 1, 1983 cutoff · private flood insurance only |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2158 Shad Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANDY POINT RESORT & CAMPGROUND private · serves 559 people · EPA ID NC0427101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Mediacom Xtream Fixed Wireless | 100 / 20 |
| Brightspeed DSL | 100 / 10 |
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