2158 Oak St, Bunnell, FL 32110 Property Records

Flagler County property record for 2158 Oak St, Bunnell, FL 32110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,100 sqft · built 2023
Lot Size	1.03 acres (44,997 sqft)
Owner	Individual Name on Record
Last Sale	$22,000 (May 2022)
Tax Bill	$3,515 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2022 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`13-12-28-1800-00490-0180`

Property Details

APN / Parcel Number

Primary APN	`13-12-28-1800-00490-0180`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,100 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Metal
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	44,997 sqft (1.03 acres)
Lot Width	150 ft Width

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2158 OAK ST
City	BUNNELL
State	FL
Zip	32110-5163
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MH-1
Legal Description	DAYTONA NORTH SUBD BLOCK 49 LOT 18 OR BOOK 108 PAGE 525 OR 203 PG 61
Legal Range	28E
Legal Township	12S
Legal Section	13
Legal Subdivision	DAYTONA NORTH SUB
Legal Block	49
Legal Lot Number	18
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	3
Census Block	3028
Census Tract	60206

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2158 OAK ST, BUNNELL, FL 32110-5163
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage HOME1ST LENDING LLC
May 4, 2022	Warranty Deed, Transfer EXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TTL SVCS OF CITRUS I
Mar 11, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2022 · Amount on Record
Deed Sale	May 4, 2022 · Amount on Record
Prior Sale	Mar 11, 2022 · Amount on Record
Deed Document Number	2022023160
Deed Book / Page	2684 / 63
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	2158 OAK ST, BUNNELL, FL 32110-5163
Transaction Type	Mortgage
Record Updated	Nov 7, 2025
Title Company	LEGACY TITLE GROUP, LEGACY TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2158 OAK ST, BUNNELL, FL 32110-5163

Mortgage

Document Number	0030011014
Date	Oct 24, 2025
Book Page	3001/1014
Instrument	2025043560

Lender

Name	HOME1ST LENDING LLC
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	May 4, 2022
Property Address	2158 OAK ST, BUNNELL, FL 32110-5163
Document Number	0026840063
Book / Page	2684 / 63
Map Reference	MB 10 PG 1-15
Instrument Date	Apr 20, 2022
Instrument	2022023160
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	EXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TTL SVCS OF CITRUS I

Transaction

Amount	Amount Recorded
Tax	$154.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	475 BRICKELL AVE APT 3512, 3512, MIAMI, FL 33131-2702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1722 ELDER ST, BUNNELL, FL 32110-4737

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Mar 11, 2022
Property Address	2158 OAK ST, BUNNELL, FL 32110-5163
Document Number	0026670301
Book / Page	2667 / 301
Map Reference	MB 10 PG 1-5
Instrument Date	Mar 9, 2022
Instrument	2022013151
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 SATELLITE BLVD NW, SUWANEE, GA 30024-7114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 BRICKELL AVE APT 3512, 3512, MIAMI, FL 33131-2702
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,515.00 (+810.62%) Homeowner's exemption	$296,686 (+1,279.93%)	$310,971 (+1,346.38%) Land $25,000 Building $285,971
2023	$386.00 (+39.35%)	$21,500 (+13.16%) Land $21,500	$21,500 (+13.16%) Land $21,500
2022	$277.00	$19,000 Land $19,000	$19,000 Land $19,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 71 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	5 (2001–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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