2158 Cottontail Rd, Overgaard, AZ 85933 Property Records

Navajo County property record for 2158 Cottontail Rd, Overgaard, AZ 85933

Property Summary

Property Type	Single Family Home
Details	1,002 sqft · built 1991
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (May 2022)
Tax Bill	$1,030 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`206-19-120`

Property Details

APN / Parcel Number

Primary APN	`206-19-120`

Interior

Stories	2 Stories
Building Area	1,002 sqft Living Area
1st Floor Area	1,002 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Deck Area	Deck Area
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	2158 COTTONTAIL RD
City	OVERGAARD
State	AZ
Zip	85933-5081
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-10
Legal Description	BUCKSKIN ACRES #4 LOT 361
Legal Range	17E
Legal Township	12N
Legal Section	29
Legal Subdivision	BUCKSKIN ACRES #4
Legal Lot Number	361
Jurisdiction	NAVAJO AZ
Township / Civil Division	SNOWFLAKE
Census Block Group	1
Census Block	1056
Census Tract	963700

Owner

Source: Navajo County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3815 JULIANAS WAY, ROUND ROCK, TX 78665-1151
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2022 · Amount on Record
Deed Sale	May 24, 2022 · Amount on Record
Prior Sale	Sep 11, 2008 · Amount on Record
Deed Document Number	202210327
Prior Transfer Date	Jul 11, 2008
Prior Transfer Doc	0000018886
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAVAJO AZ
Recording Date	May 24, 2022
Property Address	2158 COTTONTAIL RD, OVERGAARD, AZ 85933-5081
Document Number	0000010327
Map Reference	MB 10 PG 26
Instrument Date	May 13, 2022
Instrument	2022-10327
Transaction Type	Transfer
Record Updated	Jun 1, 2022
Title Company	LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3065, OVERGAARD, AZ 85933-3065

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2158 COTTONTAIL RD, OVERGAARD, AZ 85933-5081

Mortgage

Document Number	0000010328
Date	May 24, 2022
Instrument	2022-10328

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAVAJO AZ
Property Address	2158 COTTONTAIL RD, OVERGAARD, AZ 85933-5081
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019321
Date	Oct 5, 2020
Instrument	2020-19321

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Navajo County
Unified School District	Heber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$210,422 (+6.74%) Land $25,433 Building $184,989
2025	$1,030.00 (+4.36%)	$19,714 Land $2,452 Building $17,262	$197,134 Land $24,517 Building $172,617
2023	$987.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 44% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - OVERGAARD private · serves 13,797 people · EPA ID AZ0409004
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Conexon Connect, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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