Polk County property record for 2158 285th Ave, Luck, WI 54853 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.77 acres (77,101 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $405,000 (Jul 2022) |
| Tax Bill | $5,723 (2025) |
| Deeds & Mortgages | Apr 2021 Construction Loan Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 030-00970-0000 |
| Primary APN | 030-00970-0000 |
|---|
| Lot Area | 77,101 sqft (1.77 acres) |
|---|
| Street Address | 2158 285TH AVE |
|---|---|
| City | LUCK |
| State | WI |
| Zip | 54853-3507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 SUNSET COVE |
| Legal Range | 18W |
| Legal Township | 36N |
| Legal Section | 09 |
| Legal Lot Number | 8 |
| Jurisdiction | POLK WI |
| Township / Civil Division | LAKETOWN |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 960200 |
Source: Polk County records · APN 030-00970-0000
Assessment roll updated February 19, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4140 121ST AVE NW, MINNEAPOLIS, MN 55433-1613 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2021 | Deed of Trust, Mortgage · Construction Mortgage US BANK NA |
| Jul 29, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 29, 2022 · Amount on Record |
| Deed Sale | Jul 29, 2022 · Amount on Record |
| Prior Sale | Jan 13, 2016 · Amount on Record |
| Deed Document Number | 2022910960 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK WI |
| Property Address | 2158 285TH AVE, LUCK, WI 54853-3507 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000895293 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 895293 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 168 Months |
| Due | Mar 04, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK WI |
| Recording Date | Jul 29, 2022 |
| Property Address | 2158 285TH AVE, LUCK, WI 54853-3507 |
| Document Number | 0000910960 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 910960 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Title Company | PANOLA COUNTY ABSTRACT AND TITLE, POLK COUNTY ABSTRACT & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,215.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0000910961 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 910961 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Rate Type | Fixed Rate |
|---|
Source: Polk County records · Assessment roll updated February 19, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Polk County |
| County Subdivision | Laketown Town |
| Unified School District | Luck School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,723.00 (+23%) | $461,600 (-) Land $138,400 Building $323,200 | $529,700 (+19.06%) Land $158,818 Building $370,882 |
| 2024 | $4,653.00 (+10.39%) | $461,600 (+86.2%) Land $138,400 Building $323,200 | $444,900 (+14.55%) Land $133,393 Building $311,507 |
| 2023 | $4,215.00 (+11.1%) | $247,900 (+9.3%) Land $91,700 Building $156,200 | $388,400 (+23.11%) |
| 2022 | $3,794.00 | $226,800 Land $91,700 Building $135,100 | $315,500 |
Source: FEMA National Flood Hazard Layer, Polk County (55095C), updated September 16, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 550959602004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 2 of 3 on primary residences |
| Nearby Flood Claims | 4 (2021–2025) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Apr 2025, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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