Wayne County property record for 21575 W River Rd, Grosse Ile, MI 48138
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,133 sqft · built 1976 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,801 (2025) |
| Deeds & Mortgages | Jan 2023 Transfer Oct 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 73 036 05 0020 000 |
| Primary APN | 73 036 05 0020 000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,133 sqft Living Area |
| 1st Floor Area | 2,133 sqft |
| Basement Area | 1,877 sqft |
| Unfinished Basement | 1,877 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Ranch |
| Lot Area | 31,363 sqft (0.72 acres) |
| Lot Dimensions | 300 ft deep x 105 ft wide |
| Garage Area | 1,106 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 21575 W RIVER RD |
|---|---|
| City | GROSSE ILE |
| State | MI |
| Zip | 48138-1443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-A |
| Legal Description | 555P 20 OLD 555K 458 B2 LOT 20 AND OLD OF WESTCROFT SUB NO 3 L83 P38 WCR ALSO THAT PART OF LOT 458 SUPERVISORS GROSSE ILE |
| Legal Subdivision | WESTCROFT NO 3 |
| Legal Lot Number | 20,458 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | GROSSE ILE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 596300 |
21575 W River Rd is owned and occupied by two individuals who acquired it in December 2021.
Source: Wayne County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21575 W RIVER RD, GROSSE ILE, MI 48138-1443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 24, 2023 | Intrafamily Transfer, Transfer MICHIGAN TITLE INSURANCE AGENCY INC, MICHIGAN TITLE INS AGCY INC |
| Oct 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 1, 2021 |
| Transfer Doc | 0580510764 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Jan 24, 2023 |
| Property Address | 21575 W RIVER RD, GROSSE ILE, MI 48138-1443 |
| Document Number | 0580510764 |
| Book / Page | 58051 / 764 |
| Map Reference | LB 83 PG 38 |
| Instrument Date | Dec 1, 2021 |
| Instrument | 2023016519 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2023 |
| Title Company | MICHIGAN TITLE INSURANCE AGENCY INC, MICHIGAN TITLE INS AGCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21575 W RIVER RD, GROSSE ILE, MI 48138-1443 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 21575 W RIVER RD, GROSSE ILE, MI 48138-1443 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 21575 W RIVER RD, GROSSE ILE, MI 48138-1443 |
| Document Number | 0540250201 |
| Instrument Date | Oct 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21575 W RIVER RD GROSSE ILE MI 481381443, GROSSE ILE, MI 48138-1443 |
| Document Number | 0540250201 |
|---|---|
| Date | Oct 25, 2017 |
| Book Page | 054025/000201 |
| Instrument | 340765 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 24, 2037 |
The 2025 property tax bill for 21575 W River Rd was $10,801 with a homeowner's exemption.
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| County Subdivision | Grosse Ile Township |
| Unified School District | Grosse Ile Township Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $329,400 (+2.62%) | $658,800 (+2.62%) | |
| 2025 | $10,801.00 Homeowner's exemption | $321,000 | $642,000 |
| 2023 | $294,200 | $588,400 | |
| 2021 | $9,173.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21575 W River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 577.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Claims | 9 (1983–2002) |
| Claims Outside the SFHA | 3 of 9 |
| Most Recent Claim | Apr 2002 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 21575 W River Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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