21574 Stub Pl, Bend, OR 97701 Property Records

Deschutes County property record for 21574 Stub Pl, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,310 sqft · built 1978
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$599,000 (Jan 2022)
Tax Bill	$2,942 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171223-DA-03900`

Property Details

APN / Parcel Number

Primary APN	`171223-DA-03900`
Alternative APNs	`R1017171223DA03900` `118527`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,310 sqft Living Area
Gross Area	1,831 sqft
1st Floor Area	1,310 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Other
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.57 acres)
Garage Area	521 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	118527
Street Address	21574 STUB PL
City	BEND
State	OR
Zip	97701-9551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUA10
Legal Description	EAST VILLA SECOND ADDITION BLOCK 6 LOT 9
Legal Range	12
Legal Township	17
Legal Section	23
Legal Subdivision	EAST VILLA SECOND ADDITION
Legal Block	6
Legal Lot Number	9
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	4
Census Block	4014
Census Tract	1200

Owner

Source: Deschutes County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21574 STUB PL, BEND, OR 97701-9551
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2023	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Jan 13, 2022	Warranty Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE COMP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2022 · Amount on Record
Deed Sale	Jan 13, 2022 · Amount on Record
Prior Sale	Nov 23, 2015 · Amount on Record
Deed Document Number	20221773
Prior Transfer Date	Jun 19, 2013
Prior Transfer Doc	0000026601
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	21574 STUB PL, BEND, OR 97701-9551
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21574 STUB PL, BEND, OR 97701-9551

Mortgage

Document Number	0000015658
Date	Jun 27, 2023
Instrument	2023-15658

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	21574 STUB PL, BEND, OR 97701-9551
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064214
Date	Nov 30, 2020
Instrument	2020-64214

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jan 13, 2022
Property Address	21574 STUB PL, BEND, OR 97701-9551
Document Number	0000001773
Map Reference	CAB B PG 95
Instrument Date	Jan 7, 2022
Instrument	2022-01773
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	DESCHUTES COUNTY TITLE COMPANY, DESCHUTES COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21574 STUB PL, BEND, OR 97701-9551

Mortgage

Document Number	0000001774
Date	Jan 13, 2022
Instrument	2022-01774

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE COMP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,942.00 (+4.33%)	$177,670 (+3%)	$450,710 (-7.69%) Land $221,240 Building $229,470
2024	$2,820.00 (+5.94%)	$172,500 (+3%)	$488,250 (-) Land $238,830 Building $249,420
2023	$2,662.00	$167,480	$488,250 Land $238,830 Building $249,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Oregon
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Webformix.

Cell Coverage

5G (outdoors only) and 4G LTE

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