21574 Mission Rd, Tilghman, MD 21671 Property Records

Talbot County property record for 21574 Mission Rd, Tilghman, MD 21671 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1989
Square Footage	1,232 sqft Total Area
Lot Size	30,492 sqft (0.7 acres)
Last Sale	$720,000 (2022)
Tax Bill	$4,005.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`05-185203`
Alternative APNs	`5185203` `185203`

Interior

Full Baths	2 Baths
Building Area	1,232 sqft Total Area
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Siding Exterior
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	30,492 sqft (0.7 acres)
Deck Area	60 sqft Deck
Porch Area	764 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	185203
Street Address	21574 MISSION RD
City	TILGHMAN
State	MD
Zip	21671
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 1-.70 AC N/S END OF MISSION RD TILGHMAN
Legal Lot Number	1
Jurisdiction	TALBOT MD
Minor Civil Division	5, BAY HUNDRED
Census Blockgroup	2
Census Block	2013
Census Tract	960800

Owner

Source: Talbot County records · APN 05-185203

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1503 OTIS ST NE, WASHINGTON, DC 20017-3016
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 21, 2022 · Amount on Record
Deed Sale	Jul 21, 2022 · Amount on Record
Prior Sale	Dec 11, 1985 · Amount on Record
Deed Book / Page	2991 / 493
Record Refreshed	Sep 20, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	TALBOT MD
Recording Date	Jul 21, 2022
Property Address	21574 MISSION RD, TILGHMAN, MD 21671
Document Number	0029910493
Book / Page	2991 / 493
Map Reference	LB 61 FO 55
Instrument Date	Jul 19, 2022
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1503 OTIS ST NE, WASHINGTON, DC 20017-3016

Mortgage

Document Number	0002991498
Date	Jul 21, 2022
Instrument	2991-498

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Aug 01, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	1-Year CMT
Max Rate	10.3%

Tax Assessment & Valuation

Source: Talbot County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$462,967 (+20.37%)	$505,900 (+14.59%) Land $307,000 Building $198,900
2025	$4,005.00 (+21.73%)
2023	$3,290.00	$384,633	$441,500 Land $258,600 Building $182,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Talbot County (24041C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	5.0 ft

Wildfire

Wildfire Risk	Low above 4% of the US · above 8% of Maryland
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.