Lee County property record for 21572 Baccarat Ln, Unit 204, Estero, FL 33928
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 2,542 sqft · built 2006 |
| Lot Size | 0.319 acres (13,878 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (Feb 2019) |
| Tax Bill | $3,476 (2025) |
| Deeds & Mortgages | Dec 2018 Mortgage Feb 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-46-25-E4-27004.0204 |
| Primary APN | 33-46-25-E4-27004.0204 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,542 sqft Living Area |
| 1st Floor Area | 2,542 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Condo/Apartment |
| Lot Area | 13,878 sqft (0.319 acres) |
| View / Lot | Corner |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 280 sqft |
| Account Number | 10534136 |
|---|---|
| Street Address | 21572 BACCARAT LN, 204 |
| City | ESTERO |
| State | FL |
| Zip | 33928-9105 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | MPD |
| Legal Description | MEADOWS OF ESTERO DESC IN INST#2006-371183 PH 4 BLDG 4 UNIT 204 |
| Legal Range | 25E |
| Legal Township | 46S |
| Legal Section | 33 |
| Legal Subdivision | ESTERO |
| Legal Phase | 4 |
| Legal Tract | E4 |
| Legal Block | 1 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 50320 |
21572 Baccarat Ln, Unit 204 is owned and occupied by two individuals who bought it in February 2019.
Source: Lee County records, as of October 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21572 BACCARAT LN, 204, ESTERO, FL 33928-9105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MTG |
| Feb 1, 2019 | Correction Deed, Transfer OMEGA LAND TITLE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2019 · Amount on File |
| Deed Sale | Feb 1, 2019 · Amount on File |
| Prior Sale | Oct 13, 2006 · Amount on File |
| Deed Document Number | 201923091 |
| Prior Transfer Date | Dec 27, 2018 |
| Prior Transfer Doc | 0000023091 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 21572 BACCARAT LN UNIT 204, 204, ESTERO, FL 33928-9105 |
| Document Number | 0000023092 |
| Instrument Date | Dec 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12929 DRESDEN CT FORT MYERS FL 339124672, FORT MYERS, FL 33912-4672 |
| Document Number | 0000023092 |
|---|---|
| Date | Feb 1, 2019 |
| Instrument | 23092 |
| Name | FIFTH THIRD MTG |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 31, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Feb 1, 2019 |
| Property Address | 21572 BACCARAT LN UNIT 204, 204, ESTERO, FL 33928-9105 |
| Document Number | 0000023091 |
| Instrument Date | Dec 27, 2018 |
| Instrument | 23091 |
| Transaction Type | Transfer |
| Record Updated | Mar 11, 2019 |
| Title Company | OMEGA LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,065.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12929 DRESDEN CT FORT MYERS FL 339124672, FORT MYERS, FL 33912-4672 |
The 2025 property tax bill for 21572 Baccarat Ln, Unit 204 was $3,476 with a homeowner's exemption.
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $272,639 (+2.7%) Building $272,639 | $365,177 (-0.02%) Building $365,177 | |
| 2025 | $3,476.00 Homeowner's exemption | $265,471 Building $265,471 | $365,232 Building $365,232 |
| 2023 | $3,211.00 (-1.26%) Homeowner's exemption | $250,475 (+3%) | $471,030 (+28.37%) Building $471,030 |
| 2022 | $3,252.00 Homeowner's exemption | $243,180 | $366,922 Building $366,922 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21572 Baccarat Ln, Unit 204 in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 129 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 129 in force |
| Nearby Flood Claims | 12 (2017–2023) |
| Claims Outside the SFHA | 5 of 12 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21572 Baccarat Ln, Unit 204 is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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