2157 Todd Ln, Richmond, KY 40475 Property Records

Madison County property record for 2157 Todd Ln, Richmond, KY 40475

Property Summary

Property Type	Farm - Irrigated or Dry
Lot Size	11.6 acres (509,216 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,663 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0093-0000-0003-A`

Property Details

APN / Parcel Number

Primary APN	`0093-0000-0003-A`
Alternative APNs	`113797` `76918` `43043`

Exterior

Lot Area	509,216 sqft (11.6 acres)

Location & Zoning

Account Number	43043
Street Address	2157 TODD LN
City	RICHMOND
State	KY
Zip	40475-9238
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	11.69 ACRES
Legal Subdivision	TODD ROAD
Jurisdiction	MADISON KY
Township / Civil Division	WACO-BYBEE
Census Block Group	2
Census Block	2000
Census Tract	11001

Owner

Source: Madison County records, as of December 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2157 TODD LN, RICHMOND, KY 40475-9238
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FORCHT BANK NA
Sep 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Aug 18, 2022	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU
Mar 6, 2018	Intrafamily Transfer, Transfer · Construction Mortgage FIRST SOUTHERN NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 2, 2018
Transfer Doc	D00756/475
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	2157 TODD LN, RICHMOND, KY 40475-9238
Transaction Type	Mortgage
Record Updated	Dec 9, 2025
Title Company	MATTINGLY-FORD TITLE SERVICES, MATTINGLY FORD TITLE SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01949/273
Date	Jun 16, 2020
Book Page	M01949/273
Instrument	2014014021

Lender

Name	FORCHT BANK NA
Type	Bank
Address	LOUISVILLE, KY 40268

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	2157 TODD LN, RICHMOND, KY 40475-9238
Transaction Type	Mortgage
Record Updated	Dec 9, 2025
Title Company	CLEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01826/162
Date	Sep 27, 2018
Book Page	M01826/162
Instrument	2013982470

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	2157 TODD LN, RICHMOND, KY 40475-9238
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2183/733
Date	Aug 18, 2022
Book Page	M2183/733
Instrument	2014107118

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 17, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON KY
Recording Date	Mar 6, 2018
Property Address	2157 TODD LN, RICHMOND, KY 40475-9238
Document Number	D00756/475
Book / Page	D00756 / 475
Map Reference	MB14 PG105
Instrument Date	Mar 2, 2018
Instrument	2013972523
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 CASTLEWOOD DR, RICHMOND, KY 40475-8860

Mortgage

Document Number	2013972524
Date	Mar 6, 2018
Instrument	2013972524

Lender

Name	FIRST SOUTHERN NATIONAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 5, 2019

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,663.00 (-2.79%)	$388,500 (-)	$388,500 (-)
2023	$3,768.00	$388,500	$388,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 66% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

May also be available: Spectrum.

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