2157 S M 52, Owosso, MI 48867 Property Records

Shiawassee County property record for 2157 S M 52, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Lot Size	25 acres (1,089,000 sqft)
Owner	Individual Name on File
Tax Bill	$4,597 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006-35-200-011`

Property Details

APN / Parcel Number

Primary APN	`006-35-200-011`
Alternative APN	`0063520001100`

Exterior

Lot Area	1,089,000 sqft (25 acres)

Location & Zoning

Street Address	2157 S M 52
City	OWOSSO
State	MI
Zip	48867-9206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 35 T7N R2 E PT OF NE 14 COM AT PT WHICH IS W 1322.75 FT (RECORDED AS 1323 FT) & N (RECORDED N0331'24!E) 868.40 FT & W 36
Legal Range	02E
Legal Township	07N
Legal Section	35
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	4
Census Block	4009
Census Tract	30300

Owner

2157 S M 52 is owned and occupied by an individual.

Source: Shiawassee County records, as of July 16, 2026

Owner of Record	Individual Name on File
Mailing Address	2157 S M 52, OWOSSO, MI 48867-9206
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jan 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAFCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	2157 S M 52, OWOSSO, MI 48867-9206
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2157 S M 52, OWOSSO, MI 48867-9206

Mortgage

Document Number	0012900042
Date	Nov 24, 2021
Book Page	1290/42
Instrument	3353886

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	296 Months
Due	Jul 1, 2046

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	2157 S M 52, OWOSSO, MI 48867-9206
Document Number	0012650749
Instrument Date	Jan 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2157 S M 52 OWOSSO MI 488679206, OWOSSO, MI 48867-9206

Mortgage

Document Number	0012650749
Date	Feb 5, 2020
Book Page	001265/000749
Instrument	3329378

Lender

Name	LAFCU
Type	Credit Union
Address	LANSING, MI 48917

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 4, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 2157 S M 52 was $4,597 with a homeowner's exemption, up 2.7% from the year before.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Owosso Charter Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,400 (+4.12%)	$484,800 (+4.12%)
2025	$4,597.00 (+2.73%) Homeowner's exemption	$232,800	$465,600
2024	$4,475.00 (+4.75%)
2023	$4,272.00 Homeowner's exemption	$191,700	$383,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2157 S M 52 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2157 S M 52 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: DayStarr, T-Mobile.

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