Schenectady County and Schenectady City property record for 2157 Rosa Rd, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,424 sqft · built 1989 |
| Lot Size | 0.111 acres (4,861 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $116,500 (Jan 2020) |
| Tax Bill | $5,983 (2026) |
| Deeds & Mortgages | Nov 2022 Line of Credit Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 40.30-1-16 |
| Primary APN | 421500 40.30-1-16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,424 sqft Living Area |
| 1st Floor Area | 890 sqft |
| Basement Area | 534 sqft |
| Finished Basement | 534 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,861 sqft (0.111 acres) |
| Lot Dimensions | 114 ft deep x 42.4 ft wide |
| Garage Type | Attached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 348 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2157 ROSA RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-5009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 2 WOOD |
| Legal Subdivision | ROSA ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 16.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20101 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2157 ROSA RD, SCHENECTADY, NY 12309-5009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2022 | Deed of Trust, Mortgage · Line of Credit CORNING FCU |
| Jun 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CORNING FCU |
| Jun 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CORNING FCU |
| Jan 3, 2020 | Warranty Deed, Transfer · Conventional Mortgage CORNING FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2020 · Amount on Record |
| Deed Sale | Jan 3, 2020 · Amount on Record |
| Prior Sale | Feb 19, 2016 · Amount on Record |
| Deed Document Number | 2020256 |
| Deed Book / Page | 2027 / 741 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 2157 ROSA RD, SCHENECTADY, NY 12309-5009 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2157 ROSA RD, SCHENECTADY, NY 12309-5009 |
| Document Number | 0000060213 |
|---|---|
| Date | Nov 15, 2022 |
| Book Page | 5270/529 |
| Instrument | 202260213 |
| Name | CORNING FCU |
|---|---|
| Type | Credit Union |
| Address | CORNING, NY 14830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 216 Months |
| Due | Nov 14, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 2157 ROSA RD, SCHENECTADY, NY 12309-5009 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 2157 ROSA RD, SCHENECTADY, NY 12309-5009 |
| Document Number | 0000026907 |
|---|---|
| Date | Jun 8, 2021 |
| Book Page | 5108/425 |
| Instrument | 202126907 |
| Name | CORNING FCU |
|---|---|
| Type | Credit Union |
| Address | CORNING, NY 14830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | May 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 2157 ROSA RD, SCHENECTADY, NY 12309-5009 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 2157 ROSA RD, SCHENECTADY, NY 12309-5009 |
| Document Number | 0000026901 |
|---|---|
| Date | Jun 8, 2021 |
| Book Page | 5108/410 |
| Instrument | 202126901 |
| Name | CORNING FCU |
|---|---|
| Type | Credit Union |
| Address | CORNING, NY 14830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | May 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 3, 2020 |
| Property Address | 2157 ROSA RD, SCHENECTADY, NY 12309-5009 |
| Document Number | 0000000256 |
| Book / Page | 2027 / 741 |
| Instrument Date | Dec 16, 2019 |
| Instrument | 202000256 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $466.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 819 LAUREL PL, 819, RAHWAY, NJ 07065-4921 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10 WASHINGTON AVE, SCHENECTADY, NY 12305-1315 |
| Document Number | 0000000257 |
|---|---|
| Date | Jan 3, 2020 |
| Instrument | 202000257 |
| Name | CORNING FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,983.00 (+2.03%) | ||
| 2025 | $5,864.00 (-2.72%) | $116,500 (-) Land $21,000 Building $95,500 | $192,913 (+30.82%) Land $34,774 Building $158,139 |
| 2023 | $116,500 (-) Land $21,000 Building $95,500 | $147,468 (+3.8%) Land $26,582 Building $120,886 | |
| 2022 | $116,500 Land $21,000 Building $95,500 | $142,073 Land $25,610 Building $116,463 | |
| 2021 | $6,028.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1993–1996) |
| Most Recent Claim | Jan 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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