2157 NE Monterey Ave, Bend, OR 97701 Property Records

Deschutes County property record for 2157 NE Monterey Ave, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,140 sqft · built 1984
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Jun 2026)
Tax Bill	$2,685 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171227-AB-04100`

Property Details

APN / Parcel Number

Primary APN	`171227-AB-04100`
Alternative APNs	`R1001171227AB04100` `155947`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,140 sqft Living Area
Gross Area	1,540 sqft
1st Floor Area	1,140 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Other
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Area	400 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	155947
Street Address	2157 NE MONTEREY AVE
City	BEND
State	OR
Zip	97701-5085
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TAMARACK PARK BLOCK 2 LOT 12+PT.13
Legal Range	12
Legal Township	17
Legal Section	27
Legal Subdivision	TAMARACK PARK
Legal Block	2
Legal Lot Number	12
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1006
Census Tract	1702

Owner

2157 NE Monterey Ave is owned and occupied by an individual who bought it in June 2026.

Source: Deschutes County records, as of June 18, 2026

Owner of Record	Individual Name on File
Mailing Address	2157 NE MONTEREY AVE, BEND, OR 97701-5085
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 11, 2017	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE
Oct 11, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2026 · Amount on File
Deed Sale	Jun 5, 2026 · Amount on File
Deed Document Number	202616797
Prior Transfer Date	Sep 18, 2015
Prior Transfer Doc	0000039282
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jun 5, 2026
Property Address	2157 NE MONTEREY AVE, BEND, OR 97701-5085
Document Number	0000016797
Instrument Date	Jun 3, 2026
Instrument	202616797
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	DESCHUTES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2157 NE MONTEREY AVE, BEND, OR 97701-5085

Mortgage

Document Number	0000016798,
Date	Jun 5, 2026
Instrument	202616798

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	2157 NE MONTEREY AVE, BEND, OR 97701-5085
Document Number	0000041528
Instrument Date	Oct 11, 2017
Transaction Type	Mortgage
Record Updated	Oct 24, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2157 NE MONTEREY AVE BEND OR 977015085, BEND, OR 97701-5085

Mortgage

Document Number	0000041528
Date	Oct 16, 2017
Instrument	41528

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74137

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	984 Months
Due	Oct 15, 2099

Interest

Rate Type	Adjustable Rate
Rate	4.18%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	2157 NE MONTEREY AVE, BEND, OR 97701-5085
Document Number	0000041529
Instrument Date	Oct 11, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2157 NE MONTEREY AVE BEND OR 977015085, BEND, OR 97701-5085

Mortgage

Document Number	0000041529
Date	Oct 16, 2017
Instrument	41529

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	984 Months
Due	Oct 15, 2099

Interest

Rate Type	Adjustable Rate
Rate	4.18%

Tax Assessment & Valuation

The 2025 property tax bill for 2157 NE Monterey Ave was $2,685, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,685.00 (+3.95%)	$158,940 (+2.99%)	$439,450 (+0.59%) Land $180,170 Building $259,280
2024	$2,583.00 (+7.85%)	$154,320 (+3%)	$436,880 (-) Land $180,170 Building $256,710
2023	$2,395.00	$149,830	$436,880 Land $180,170 Building $256,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2157 NE Monterey Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2157 NE Monterey Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon, Webformix.

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