Caroline County property record for 21565 Dover Bridge Rd, Preston, MD 21655
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,175 sqft · built 1979 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $41,000 (Dec 1989) |
| Tax Bill | $2,047 (2026) |
| Deeds & Mortgages | Mar 2017 Line of Credit Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-018109 |
| Primary APN | 04-018109 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,175 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Conventional |
| Exterior Material | Siding Sheathing |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 115 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 018109 |
|---|---|
| Street Address | 21565 DOVER BRIDGE RD |
| City | PRESTON |
| State | MD |
| Zip | 21655-1618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | 1 AC N/S RT 331 NW OF BETHLEHEM |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 4, PRESTON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 955500 |
21565 Dover Bridge Rd is owned and occupied by an individual who bought it in December 1989.
Source: Caroline County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21565 DOVER BRIDGE RD, PRESTON, MD 21655-1618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2017 | Deed of Trust, Mortgage · Line of Credit STATE EMP CU/MD |
| Mar 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMP CU/MD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 1989 · Amount on File |
| Deed Sale | Dec 8, 1989 · Amount on File |
| Prior Sale | Aug 26, 1977 · Amount on File |
| Deed Book / Page | 240 / 464 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 21565 DOVER BRIDGE RD, PRESTON, MD 21655-1618 |
| Document Number | 0012540225 |
| Instrument Date | Mar 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 21565 DOVER BRIDGE RD PRESTON MD 216551618, PRESTON, MD 21655-1618 |
| Document Number | 0012540225 |
|---|---|
| Date | Apr 25, 2017 |
| Book Page | 001254/000225 |
| Name | STATE EMP CU/MD |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 24, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 21565 DOVER BRIDGE RD, PRESTON, MD 21655-1618 |
| Document Number | 0012540255 |
| Instrument Date | Mar 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 21565 DOVER BRIDGE RD PRESTON MD 216551618, PRESTON, MD 21655-1618 |
| Document Number | 0012540255 |
|---|---|
| Date | Apr 25, 2017 |
| Book Page | 001254/000255 |
| Name | STATE EMP CU/MD |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 24, 2047 |
The 2026 property tax bill for 21565 Dover Bridge Rd was $2,047 with a homeowner's exemption, up 3.1% from the year before.
Source: Caroline County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Unified School District | Caroline County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,047.00 (+3.12%) Homeowner's exemption | $192,600 Land $60,000 Building $132,600 | $192,600 Land $60,000 Building $132,600 |
| 2025 | $1,985.00 | ||
| 2023 | $1,740.00 Homeowner's exemption | $159,400 Land $60,000 Building $99,400 | $159,400 Land $60,000 Building $99,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21565 Dover Bridge Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 9 (2003–2024) |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21565 Dover Bridge Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 70% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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