2156 Stone Cave Rd, Dunlap, TN 37327 Property Records

Sequatchie County property record for 2156 Stone Cave Rd, Dunlap, TN 37327

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,684 sqft · built 2007
Lot Size	2.34 acres (102,366 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,809 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Sep 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`077070 00301`

Property Details

APN / Parcel Number

Primary APN	`077070 00301`
Alternative APN	`070 00301`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,684 sqft Living Area
1st Floor Area	1,684 sqft
Basement Area	200 sqft
Finished Basement	200 sqft
Flooring	Concrete/Cement
Interior Walls	Wood

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2012
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	102,366 sqft (2.34 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	1,296 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	824 sqft
Utility Building	280 sqft
Pole Barn	768 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	2156 STONE CAVE RD
City	DUNLAP
State	TN
Zip	37327-4808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:06 MAP REF:070
Jurisdiction	SEQUATCHIE TN
Township / Civil Division	5
Census Block Group	1
Census Block	1066
Census Tract	60104

Owner

Source: Sequatchie County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2156 STONE CAVE RD, DUNLAP, TN 37327-4808
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · Line of Credit TOWER COMMUNITY BANK
Sep 21, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Mar 9, 2017	Warranty Deed, Transfer · FHA Mortgage CASCADE FIN'L SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2024
Deed Sale	Jan 31, 2024
Deed Document Number	0004681711
Deed Book / Page	348 / 167
Prior Transfer Date	Nov 22, 2016
Prior Transfer Doc	16002301
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	2156 STONE CAVE RD, DUNLAP, TN 37327-4808
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	RELIANCE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001616
Date	Jul 25, 2023
Book Page	461/674
Instrument	23001616

Lender

Name	TOWER COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Sep 21, 2020
Property Address	2156 STONE CAVE RD, DUNLAP, TN 37327-4808
Document Number	0000002303
Book / Page	000404 / 000664
Instrument Date	Sep 10, 2020
Instrument	2303
Transaction Type	Transfer
Record Updated	Oct 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,069.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2156 STONE CAVE RD DUNLAP TN 373274808, DUNLAP, TN 37327-4808

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Mar 9, 2017
Property Address	2156 STONE CAVE RD, DUNLAP, TN 37327-4808
Document Number	0000000481
Book / Page	000351 / 000844
Instrument Date	Mar 3, 2017
Instrument	481
Transaction Type	Transfer
Record Updated	Mar 17, 2017
Title Company	CERTIFIED TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2014 STONE CAVE RD DUNLAP TN 373274805, DUNLAP, TN 37327-4805

Mortgage

Document Number	482
Date	Mar 9, 2017
Book Page	000352/000001
Instrument	482

Lender

Name	CASCADE FIN'L SVCS
Type	Funding / Finance Company
Address	GILBERT, AZ 85297

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2047

Tax Assessment & Valuation

Source: Sequatchie County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sequatchie County
Unified School District	Sequatchie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,809.00	$98,475 (-) Land $4,400 Building $94,075
2023	$1,809.00 (+20.6%)	$98,475 (+60.38%) Land $4,400 Building $94,075	$393,900 (+60.38%) Land $17,600 Building $376,300
2022	$1,500.00	$61,400 Land $4,350 Building $57,050	$245,600 Land $17,400 Building $228,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	May 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 89% of Tennessee
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNLAP WATER SYSTEM serves 9,782 people · EPA ID TN0000205
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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