Lincoln County property record for 2156 River Rd, Lincolnton, NC 28092
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 2 ba · 1,536 sqft · built 1987 |
| Lot Size | 3 acres (130,941 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,000 (Sep 2025) |
| Tax Bill | $979 (2026) |
| Deeds & Mortgages | May 2022 Line of Credit Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3624-37-5813 |
| Primary APN | 3624-37-5813 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,536 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Modular |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 130,941 sqft (3 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Shed Area | 216 sqft |
| Storage Building | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 312697 |
|---|---|
| Street Address | 2156 RIVER RD |
| City | LINCOLNTON |
| State | NC |
| Zip | 28092-9543 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | R-T |
| Legal Description | 14B RIVER RUN II &DW |
| Legal Subdivision | RIVER RUN ESTATES |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | LINCOLNTON |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 70800 |
2156 River Rd, a residential property, is owned and occupied by two individuals who bought it in September 2025.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2156 RIVER RD, LINCOLNTON, NC 28092-9543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 23, 2022 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK |
| Sep 30, 2025 | Warranty Deed, Transfer · FHA Mortgage NOVUS HOME MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2025 · Amount on File |
| Deed Sale | Sep 30, 2025 · Amount on File |
| Prior Sale | Nov 15, 2013 · Amount on File |
| Deed Document Number | 2025700068 |
| Deed Book / Page | 3443 / 339 |
| Prior Transfer Date | Aug 4, 2011 |
| Prior Transfer Doc | 0022630343 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 2156 RIVER RD, LINCOLNTON, NC 28092-9543 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2156 RIVER RD, LINCOLNTON, NC 28092-9543 |
| Investor | Possibly a Property Investor |
| Document Number | 0003167291 |
|---|---|
| Date | May 23, 2022 |
| Book Page | 3167/291 |
| Instrument | 652639 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | NEWTON, NC 28658 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 13, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Sep 30, 2025 |
| Property Address | 2156 RIVER RD, LINCOLNTON, NC 28092-9543 |
| Document Number | 0003443339 |
| Book / Page | 3443 / 339 |
| Map Reference | MB F PG 134 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 700068 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $490.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2156 RIVER RD, LINCOLNTON, NC 28092-9543 |
| Name | Verified Name |
|---|---|
| Address | 2156 RIVER RD, LINCOLNTON, NC 28092-9543 |
| Document Number | 0000700069 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 700069 |
| Name | NOVUS HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
The 2026 property tax bill for 2156 River Rd was $979, up 0.7% from the year before.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $979.00 (+0.72%) | $137,808 (-) Land $44,443 Building $93,365 | $137,808 (-) Land $44,443 Building $93,365 |
| 2025 | $972.00 | $137,808 Land $44,443 Building $93,365 | $137,808 Land $44,443 Building $93,365 |
| 2023 | $931.00 | $137,808 Land $44,443 Building $93,365 | $137,808 Land $44,443 Building $93,365 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2156 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2156 River Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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