2156 Opal Dr, Orlando, FL 32822 Property Records

Orange County property record for 2156 Opal Dr, Orlando, FL 32822

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,329 sqft · built 1986
Lot Size	0.154 acres (6,692 sqft)
Owner	Individual Name on File
Tax Bill	$1,561 (2025)
Deeds & Mortgages	Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-23-30-7474-00-590`

Property Details

APN / Parcel Number

Primary APN	`02-23-30-7474-00-590`
Alternative APNs	`302302747400590` `522555` `528298` `532919`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,329 sqft Living Area
Gross Area	1,863 sqft
1st Floor Area	1,329 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1991
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,692 sqft (0.154 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2156 OPAL DR
City	ORLANDO
State	FL
Zip	32822-8330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	RIO PINAR LAKES UNIT 3 B 17/53 LOT 59
Legal Range	30E
Legal Township	23S
Legal Section	02
Legal Subdivision	RIO PINAR LAKES UT 3B
Legal Tract	7474
Legal Lot Number	59
Legal Unit	3
Jurisdiction	ORANGE FL
Township / Civil Division	UNION PARK
Census Block Group	3
Census Block	3006
Census Tract	16715

Owner

2156 Opal Dr is owned and occupied by an individual who acquired it in September 2006.

Source: Orange County records, as of May 4, 2026

Owner of Record	Individual Name on File
Mailing Address	2156 OPAL DR, ORLANDO, FL 32822-8330
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 14, 2006
Transfer Doc	0000637471
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2156 OPAL DR, ORLANDO, FL 32822-8330
Document Number	0000086269
Instrument Date	Feb 4, 2019
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2156 OPAL DR ORLANDO FL 328228330, ORLANDO, FL 32822-8330

Mortgage

Document Number	0000086269
Date	Feb 11, 2019
Instrument	86269

Lender

Name	MCCOY FCU
Type	Credit Union
Address	ORLANDO, FL 32809

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 10, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 2156 Opal Dr was $1,561, up 9.8% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,095 (+2.7%)	$295,540 (-1.25%) Land $90,000 Building $205,540
2025	$1,561.00 (+9.77%) Homeowner's exemption	$104,279	$299,270 Land $90,000 Building $209,270
2024	$1,422.00 (+6.76%)
2023	$1,332.00 (+6.39%) Homeowner's exemption	$98,388 (+3%)	$278,838 (+11.59%) Land $90,000 Building $188,838
2022	$1,252.00 Homeowner's exemption	$95,522	$249,884 Land $90,000 Building $159,884

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2156 Opal Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	7 (2022)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2156 Opal Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20