2156 Co Rd Y, Cedar Bluffs, NE 68015 Property Records

Saunders County property record for 2156 Co Rd Y, Cedar Bluffs, NE 68015

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,640 sqft · built 1900
Lot Size	6.66 acres (290,110 sqft)
Owner	Individual Name on File
Tax Bill	$1,802 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Apr 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`2395-26-3-00000-000-4000`

Property Details

APN / Parcel Number

Primary APN	`2395-26-3-00000-000-4000`
Alternative APN	`001374000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,640 sqft Living Area
1st Floor Area	1,020 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	290,110 sqft (6.66 acres)
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	260 sqft
Deck Area	Deck Area
Patio Area	125 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2156 COUNTY ROAD Y
City	CEDAR BLUFFS
State	NE
Zip	68015-3290
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	TR SE SW 26-17-6 (6.66 ACRES); MAP NUMBER: 2395-26-3-00000-000-4000
Legal Range	06
Legal Township	17
Legal Section	26
Jurisdiction	SAUNDERS NE
Township / Civil Division	MORSE BLUFF
Census Block Group	3
Census Block	3030
Census Tract	968100

Owner

2156 Co Rd Y is owned and occupied by an individual who acquired it in April 2017.

Source: Saunders County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	2156 COUNTY ROAD Y, CEDAR BLUFFS, NE 68015-3290
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · Line of Credit FIRSTBANK OF NEBRASKA
Apr 13, 2023	Deed of Trust, Mortgage · Line of Credit FIRST BANK OF NEBRASKA
Jun 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK OF NEBRASKA
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK OF NEBRASKA
Mar 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK TRUST NA
May 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK OF NE
Apr 20, 2017	Deed of Trust, Transfer FIRSTBANK OF NE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 20, 2017
Transfer Doc	0004890274
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	2156 COUNTY ROAD Y, CEDAR BLUFFS, NE 68015-3290
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006261349
Date	Oct 16, 2025
Book Page	626/1349
Instrument	2025-10-197

Lender

Name	FIRSTBANK OF NEBRASKA
Type	Bank
Address	WAHOO, NE 68066

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	375 Months
Due	Dec 31, 2056

Interest

Rate Type	Adjustable Rate

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	2156 COUNTY ROAD Y, CEDAR BLUFFS, NE 68015-3290
Transaction Type	Mortgage
Record Updated	May 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005930809
Date	Apr 13, 2023
Book Page	593/809
Instrument	2023-04-182

Lender

Name	FIRST BANK OF NEBRASKA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	2156 COUNTY ROAD Y, CEDAR BLUFFS, NE 68015-3290
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005811135
Date	Jun 9, 2022
Book Page	581/1135
Instrument	2022-06-120

Lender

Name	FIRST BANK OF NEBRASKA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 3, 2032

Interest

Rate Type	Adjustable Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	2156 COUNTY ROAD Y, CEDAR BLUFFS, NE 68015-3290
Transaction Type	Mortgage
Record Updated	Jul 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005620993
Date	Jun 29, 2021
Book Page	562/993
Instrument	2021-06-601

Lender

Name	FIRST BANK OF NEBRASKA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	2156 COUNTY ROAD Y, CEDAR BLUFFS, NE 68015-3290
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005141137
Date	Mar 7, 2019
Book Page	514/1137
Instrument	2019-03-060

Lender

Name	US BANK TRUST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 15, 2034

Interest

Rate Type	Fixed Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	2156 COUNTY ROAD Y, CEDAR BLUFFS, NE 68015-3290
Document Number	0004901086
Instrument Date	May 30, 2017
Transaction Type	Mortgage
Record Updated	May 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2156 COUNTY ROAD Y CEDAR BLUFFS NE 680153290, CEDAR BLUFFS, NE 68015-3290

Mortgage

Document Number	0004901086
Date	Jun 7, 2017
Book Page	000490/001086
Instrument	67

Lender

Name	FIRSTBANK OF NE
Type	Bank
Address	WAHOO, NE 68066

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 6, 2032

April 2017: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	2156 COUNTY ROAD Y, CEDAR BLUFFS, NE 68015-3290
Document Number	0004890275
Book / Page	000489 / 000275
Instrument Date	Apr 20, 2017
Transaction Type	Transfer
Record Updated	May 18, 2017

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2156 COUNTY ROAD Y CEDAR BLUFFS NE 680153290, CEDAR BLUFFS, NE 68015-3290

Mortgage

Document Number	0004890275
Date	Apr 26, 2017
Book Page	000489/000275
Instrument	315

Lender

Name	FIRSTBANK OF NE
Type	Bank
Address	WAHOO, NE 68066

Agreement

Amount	Amount on Record
Term	120 Months
Due	Apr 25, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2156 Co Rd Y was $1,802.

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Saunders County
County Subdivision	Morse Bluff Township
Unified School District	North Bend Central Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,802.00	$264,989 Land $61,960 Building $203,029	$264,989 Land $61,960 Building $203,029
2023	$2,136.00	$209,159 Land $34,980 Building $174,179	$209,159 Land $34,980 Building $174,179

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2156 Co Rd Y in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	15 (1980–2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2156 Co Rd Y is moderate, ranking above 42% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 67% of Nebraska
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Northeast Nebraska Telephone Company Fiber	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd Y

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