2156 Cheswick Ln, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 2156 Cheswick Ln, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,310 sqft · built 2000
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$1,950,000 (Nov 2025)
Tax Bill	$5,329 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2025 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`583-05-00-034`

Property Details

APN / Parcel Number

Primary APN	`583-05-00-034`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,310 sqft Living Area
1st Floor Area	1,946 sqft
Upper Floors Area	1,364 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Multi-Family
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Detached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	330 sqft
Deck Area	420 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	2156 CHESWICK LN
City	MOUNT PLEASANT
State	SC
Zip	29466-8656
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -RIVERTOWNE DESCRIPTION -LOT 2156 SEC 2 PHASE I SITE NAME -RIVER TOWNE
Legal Subdivision	RIVERTOWNE
Legal Phase	1
Legal Lot Number	2156
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2004
Census Tract	4615

Owner

2156 Cheswick Ln is owned and occupied by two individuals who bought it in November 2025.

Source: Charleston County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2156 CHESWICK LN, MOUNT PLEASANT, SC 29466-8656
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · VA Mortgage EMBRACE HOME LOANS INC
Nov 25, 2025	Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Apr 19, 2021	Deed, Transfer · VA Mortgage EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2025 · Amount on File
Deed Sale	Nov 25, 2025 · Amount on File
Prior Sale	Apr 19, 2021 · Amount on File
Deed Book / Page	1352 / 655
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	2156 CHESWICK LN, MOUNT PLEASANT, SC 29466-8656
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010680535
Date	Jan 14, 2022
Book Page	1068/535

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Nov 25, 2025
Property Address	2156 CHESWICK LN, MOUNT PLEASANT, SC 29466-8656
Document Number	0013520655
Book / Page	1352 / 655
Map Reference	MB EB PG 171-173
Instrument Date	Nov 17, 2025
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,070.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2156 CHESWICK LN, MOUNT PLEASANT, SC 29466-8656

Mortgage

Document Number	0001352656
Date	Nov 25, 2025
Instrument	1352/656

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Apr 19, 2021
Property Address	2156 CHESWICK LN, MOUNT PLEASANT, SC 29466-8656
Document Number	09820469
Book / Page	982 / 469
Map Reference	MB EB PG 171-173
Instrument Date	Apr 13, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2156 CHESWICK LN, MOUNT PLEASANT, SC 29466-8656

Mortgage

Document Number	982472
Date	Apr 19, 2021
Instrument	982/472

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2156 Cheswick Ln was $5,329, up 7.4% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,329.00 (+7.42%)	$1,434,100 (+2,626.43%) Land $513,800 Building $920,300	$1,434,100 Land $513,800 Building $920,300
2024	$4,961.00	$52,600
2022	$4,580.00	$52,000	$1,300,000 Land $600,000 Building $700,000
2020			$1,315,000 Land $600,000 Building $715,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2156 Cheswick Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 546 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	546 in force
Nearby Flood Claims	4 (2004–2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2156 Cheswick Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.6% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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