2156 Charmaine Dr, Upland, CA 91784 Property Records

San Bernardino County property record for 2156 Charmaine Dr, Upland, CA 91784

Property Summary

Property Type	Planned Unit Development
Details	4 bd · 2.5 ba · 2,739 sqft · built 1982
Lot Size	0.143 acres (6,214 sqft)
Owner	2 Individual Names on Record
Last Sale	$640,000 (Jun 2017)
Tax Bill	$8,095 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1004-221-29-0000`

Property Details

APN / Parcel Number

Primary APN	`1004-221-29-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,739 sqft Living Area
Gross Area	3,180 sqft
1st Floor Area	1,783 sqft
2nd Floor Area	956 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1983
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	6,214 sqft (0.143 acres)
View / Lot	Apt/Condo Complex
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	134 sqft
Patio Area	134 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2156 CHARMAINE DR
City	UPLAND
State	CA
Zip	91784-7306
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	TRACT 10348 LOT 6 TRACT 10348 LOT 6 AND INT IN COMMON AREA AS PER RECORD AND PURSUANT TO SEC 2188.5 OF REVENUE AND TAXATION CODE
Legal Subdivision	156M37-41
Legal Tract	10348
Legal Block	2
Legal Lot Number	6
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2002
Census Tract	813

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2156 CHARMAINE DR, UPLAND, CA 91784-7306
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · Commercial Mortgage MFG FUNDING INC
Jun 13, 2017	Grant Deed, Transfer · ARM GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2017 · Amount on Record
Deed Sale	Jun 13, 2017 · Amount on Record
Prior Sale	Jul 17, 2015 · Amount on Record
Deed Document Number	2017241034
Prior Transfer Date	Apr 2, 2011
Prior Transfer Doc	0000227469
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2156 CHARMAINE DR, UPLAND, CA 91784-7306
Transaction Type	Mortgage
Record Updated	Apr 16, 2026
Title Company	PROROVIDENCE TITLE COMPANY, PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000078403
Date	Mar 26, 2026
Instrument	2026-0078403

Lender

Name	MFG FUNDING INC
Type	Mortgage Company
Address	LA PUENTE, CA 91746

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 13, 2017
Property Address	2156 CHARMAINE DR, UPLAND, CA 91784-7306
Document Number	0000241034
Map Reference	MAP156 PG37-41
Instrument Date	Apr 20, 2017
Instrument	2017-0241034
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	PACIFIC COAST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2156 CHARMAINE DR, UPLAND, CA 91784-7306

Mortgage

Document Number	0000241035
Date	Jun 13, 2017
Instrument	2017-0241035

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9.62%
Index	1-Year LIBOR
Margin	3
Max Rate	9.62%

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$757,632 (+2%) Land $265,172 Building $492,460
2025	$8,095.00 (+4.87%) Homeowner's exemption	$742,777 (+4.04%) Land $259,973 Building $482,804
2023	$7,719.00 (+2.21%) Homeowner's exemption	$713,933 Land $249,877 Building $464,056
2022	$7,552.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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