2156 Chaney Rd, Midland, OH 45148 Property Records

Clinton County property record for 2156 Chaney Rd, Midland, OH 45148

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,248 sqft · built 1973
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,711 (2025)
Deeds & Mortgages	Jun 2012 Mortgage Apr 2005 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`016100-0`

Property Details

APN / Parcel Number

Primary APN	`016100-0`
Alternative APNs	`160-04-12-05-0000-00` `1600048191`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
Gross Area	2,028 sqft
1st Floor Area	1,248 sqft
Attic	Attic
Attic Area	780 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Brick
Foundation Type	No Foundation
Lot Area	217,800 sqft (5 acres)
Terrain	High
Garage Type	Attached - Finished
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	780 sqft
Deck Area	60 sqft
Patio Area	60 sqft
Pole Barn	720 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	016100-0
Street Address	2156 CHANEY RD
City	MIDLAND
State	OH
Zip	45148-9683
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A3
Legal Description	MS 2791 CHARLES GAMPHER SUB DIV TRACT 14
Legal Subdivision	CHARLES GAMPHER
Legal Tract	14
Jurisdiction	CLINTON OH
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3055
Census Tract	965000

Owner

Source: Clinton County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2156 CHANEY RD, MIDLAND, OH 45148-9683
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2012	Deed of Trust, Mortgage NATIONAL BANK & TRUST COMPANY
Apr 4, 2005	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK & TRUST
Nov 8, 2021	Warranty Deed, Transfer · Stand-Alone Second Mortgage THE FIRST NATIONAL BANK OF BLANCHES
Aug 30, 2017	Beneficiary Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 1, 1990
Deed Sale	Jan 1, 1990
Last Transfer Date	Nov 8, 2021
Transfer Doc	0000006894
Record Updated	Sep 20, 2026

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON OH
Property Address	2156 CHANEY RD, MIDLAND, OH 45148-9683
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000837/120
Date	Jun 21, 2012
Book Page	837/120
Instrument	2012-00002934

Lender

Name	NATIONAL BANK & TRUST COMPANY

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2042

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON OH
Property Address	2156 CHANEY RD, MIDLAND, OH 45148-9683
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000602/261
Date	Apr 4, 2005
Book Page	602/261
Instrument	2005-00076444

Lender

Name	NATIONAL BANK & TRUST
Address	WILMINGTON, OH 45177

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Index	5-Year TN
Margin	3

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON OH
Recording Date	Nov 8, 2021
Property Address	2156 CHANEY RD, MIDLAND, OH 45148-9683
Document Number	202100006894
Instrument Date	Nov 8, 2021
Instrument	2021-00006894
Transaction Type	Transfer
Record Updated	Nov 18, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2156 CHANEY RD, MIDLAND, OH 45148-9683

Mortgage

Date	Nov 8, 2021

Lender

Name	THE FIRST NATIONAL BANK OF BLANCHES
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2051

August 2017: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	CLINTON OH
Recording Date	Aug 30, 2017
Property Address	2156 CHANEY RD, MIDLAND, OH 45148-9683
Document Number	00978/0269
Book / Page	978 / 0269
Instrument Date	Aug 28, 2017
Instrument	2017-00003911
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2156 CHANEY RD, MIDLAND, OH 45148-9683

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clinton County
County Subdivision	Jefferson Township
Unified School District	Blanchester Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,711.00 (-14.62%) Homeowner's exemption	$63,770 (-) Land $15,960 Building $47,810	$182,200 (-) Land $45,600 Building $136,600
2024	$2,004.00 (+4.05%) Homeowner's exemption	$63,770 (-) Land $15,960 Building $47,810	$182,200 (-) Land $45,600 Building $136,600
2023	$1,926.00 (+20.38%) Homeowner's exemption	$63,770 (+37.94%) Land $15,960 Building $47,810	$182,200 (+37.94%) Land $45,600 Building $136,600
2022	$1,600.00	$46,230 Land $10,080 Building $36,150
2020			$132,090 Land $28,800 Building $103,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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