21552 Baccarat Ln, Unit 102, Estero, FL 33928 Property Records

Lee County property record for 21552 Baccarat Ln, Unit 102, Estero, FL 33928

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,917 sqft · built 2005
Lot Size	0.157 acres (6,857 sqft)
Owner	Individual Name on Record
Last Sale	$262,000 (May 2019)
Tax Bill	$4,618 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-46-25-E4-27006.0102`

Property Details

APN / Parcel Number

Primary APN	`33-46-25-E4-27006.0102`
Alternative APNs	`253346E4270060102` `33462527000060102` `10518061`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,917 sqft Living Area
1st Floor Area	1,917 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Lot Area	6,857 sqft (0.157 acres)
View / Lot	Corner
Garage Type	Attached
Garage Area	383 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	288 sqft

Location & Zoning

Account Number	10518061
Street Address	21552 BACCARAT LN, 102
City	ESTERO
State	FL
Zip	33928-2999
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	MEADOWS OF ESTERO DESC IN INST#2006-19418 PH 6 BLDG 6 UNIT 102
Legal Range	25E
Legal Township	46S
Legal Section	33
Legal Subdivision	ESTERO
Legal Phase	6
Legal Tract	E4
Legal Block	1
Legal Lot Number	102
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	1
Census Block	1006
Census Tract	50320

Owner

Source: Lee County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	424 E LOUISVILLE AVE, 202, WILDWOOD, NJ 08260-3732
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
May 31, 2019	Warranty Deed, Transfer · Conventional Mortgage TD BANK NA
Nov 19, 2018	Warranty Deed, Transfer · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2019 · Amount on Record
Deed Sale	May 31, 2019 · Amount on Record
Prior Sale	Nov 19, 2018 · Amount on Record
Deed Document Number	2019124422
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	21552 BACCARAT LN UNIT 102, 102, ESTERO, FL 33928-2999
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 E LOUISVILLE AVE 202, 202, WILDWOOD CREST, NJ 08260-3732

Mortgage

Document Number	0000394978
Date	Dec 2, 2021
Instrument	2021000394978

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2036

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	May 31, 2019
Property Address	21552 BACCARAT LN UNIT 102, 102, ESTERO, FL 33928-2999
Document Number	0000124422
Map Reference	DOC 200600019418
Instrument Date	May 21, 2019
Instrument	2019000124422
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,834.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3540 LANSING LOOP UNIT 201, 3540, ESTERO, FL 33928-3228

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	424 E LOUISVILLE AVE # 202, 202, WILDWOOD, NJ 08260-3732

Mortgage

Document Number	0000124423
Date	May 31, 2019
Instrument	2019000124423

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2034

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Nov 19, 2018
Property Address	21552 BACCARAT LN UNIT 102, 102, ESTERO, FL 33928-2999
Document Number	0000270662
Instrument Date	Nov 14, 2018
Instrument	270662
Transaction Type	Transfer
Record Updated	Dec 31, 2018
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,704.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 368016 BONITA SPRINGS FL 341368016, BONITA SPRINGS, FL 34136-8016

Mortgage

Document Number	270663
Date	Nov 19, 2018
Instrument	270663

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2048

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,618.00 (+2.74%)	$304,557 (-21.87%) Building $304,557	$325,100 (-16.6%) Building $325,100
2023	$4,495.00 (+17.7%)	$389,802 (+33.17%) Building $389,802	$389,802 (+33.17%) Building $389,802
2022	$3,819.00	$292,720 Building $292,720	$292,720 Building $292,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 129 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	129 in force
Nearby Flood Claims	12 (2017–2023)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 5 claims Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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