2155 W Market St, Lima, OH 45805 Property Records

Allen County property record for 2155 W Market St, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,260 sqft · built 1949
Lot Size	0.924 acres (40,249 sqft)
Owner	2 Individual Names on File
Last Sale	$407,000 (Jun 2025)
Tax Bill	$4,277 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-3507-06-001.000`

Property Details

APN / Parcel Number

Primary APN	`36-3507-06-001.000`
Alternative APN	`M3836350706001000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,260 sqft Living Area
Gross Area	4,812 sqft
1st Floor Area	2,598 sqft
Upper Floors Area	1,538 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1961
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Lot Area	40,249 sqft (0.924 acres)
Lot Dimensions	167 ft deep x 241 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	242 sqft
Deck Area	Deck Area
Patio Area	630 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	2155 W MARKET ST
City	LIMA
State	OH
Zip	45805-2367
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT NO 3 & 4 WESTWOOD LOTS 16549 THRU 16554 JOINT TEN FF 240.97
Legal Subdivision	WESTWOOD
Legal Lot Number	16549
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	2
Census Block	2004
Census Tract	13100

Owner

2155 W Market St is owned and occupied by two individuals who bought it in June 2025.

Source: Allen County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2155 W MARKET ST, LIMA, OH 45805-2367
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
May 5, 2020	Deed of Trust, Mortgage · Conventional with PMI STATE BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2025 · Amount on File
Deed Sale	Jun 3, 2025 · Amount on File
Prior Sale	Oct 6, 2005 · Amount on File
Deed Document Number	20255099
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Recording Date	Apr 13, 2026
Property Address	2155 W MARKET ST, LIMA, OH 45805-2367
Document Number	0000003560
Instrument Date	Mar 20, 2026
Instrument	20263560
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	2155 W MARKET ST, LIMA, OH 45805-2367

Mortgage

Document Number	0000003560,
Date	Apr 13, 2026
Instrument	20263560

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	2155 W MARKET ST, LIMA, OH 45805-2367
Document Number	0000004819
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2155 W MARKET ST LIMA OH 458052367, LIMA, OH 45805-2367

Mortgage

Document Number	0000004819
Date	May 11, 2020
Instrument	4819

Lender

Name	STATE BK&TR
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	May 10, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 2155 W Market St was $4,277.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,277.00	$123,550 (-) Land $27,020 Building $96,530	$353,000 (-) Land $77,200 Building $275,800
2024	$4,277.00 (+24.3%) Homeowner's exemption	$123,550 (+42.96%) Land $27,020 Building $96,530	$353,000 Land $77,200 Building $275,800
2023	$3,441.00 (-0.69%) Homeowner's exemption	$86,420 (-) Land $18,900 Building $67,520
2022	$3,465.00 Homeowner's exemption	$86,420 Land $18,900 Building $67,520
2021			$246,900 Land $54,000 Building $192,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2155 W Market St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2155 W Market St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless	100 / 20

May also be available: TSC, Verizon.

Nearby Properties on W Market St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures