2155 Shenandoah Dr, Troy, OH 45373 Property Records

Miami County property record for 2155 Shenandoah Dr, Troy, OH 45373

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,030 sqft · built 1977
Lot Size0.508 acres (22,128 sqft)
Owner2 Individual Names on File
Last Sale$445,000 (Jun 2025)
Tax Bill$3,992 (2025)
Deeds & MortgagesJul 2026 Mortgage
Jun 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC06-082741

Property Details

APN / Parcel Number

Primary APNC06-082741
Alternative APNs
  • 040605.2-03-028-00
  • C06CC006A02800

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,030 sqft Living Area
1st Floor Area4,044 sqft
Upper Floors Area1,008 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialBrick/Stone
Construction TypeFrame
Lot Area22,128 sqft (0.508 acres)
Lot Dimensions227 ft deep x 100 ft wide
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Pool Area648 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address2155 SHENANDOAH DR
CityTROY
StateOH
Zip45373-9526
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description6-4-5 LOT 36 SHENANDOAH #3
Legal Range06
Legal Township04
Legal Section05
Legal SubdivisionSHENANDOAH #3
Legal Lot Number36
JurisdictionMIAMI OH
Township / Civil DivisionCONCORD
Census Block Group3
Census Block3029
Census Tract365302

Owner

2155 Shenandoah Dr is owned and occupied by two individuals who bought it in June 2025.

Source: Miami County records, as of August 5, 2026

Owner of Record2 Individual Names on File
Mailing Address2155 SHENANDOAH DR, TROY, OH 45373-9526
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2026Deed of Trust, Mortgage · VA Mortgage
VILLAGE CAPITAL
Jun 30, 2025Warranty Deed, Transfer · VA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Apr 3, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITY NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2025 · Amount on File
Deed SaleJun 30, 2025 · Amount on File
Prior SaleFeb 10, 2005 · Amount on File
Deed Document Number20257097
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Recording DateJul 22, 2026
Property Address2155 SHENANDOAH DR, TROY, OH 45373-9526
Document Number0000009087
Instrument DateJul 16, 2026
Instrument20269087
Transaction TypeMortgage
Record UpdatedAug 5, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman, 286
Address2155 SHENANDOAH DR, TROY, OH 45373-9526

Mortgage

Document Number0000009087,
DateJul 22, 2026
Instrument20269087
Lender
NameVILLAGE CAPITAL
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.47%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateJun 30, 2025
Property Address2155 SHENANDOAH DR, TROY, OH 45373-9526
Document Number0000007097
Map ReferenceMB 12 PG 52
Instrument DateJun 26, 2025
Instrument2025OR-07097
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2155 SHENANDOAH DR, TROY, OH 45373-9526
InvestorPossibly a Property Investor

Mortgage

Document Number0000007098
DateJun 30, 2025
Instrument2025OR-07098
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2055

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address2155 SHENANDOAH DR, TROY, OH 45373-9526
Transaction TypeMortgage
Record UpdatedSep 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003399
DateApr 3, 2019
Instrument2019OR-03399
Lender
NameUNITY NATIONAL BANK
TypeBank
AddressPIQUA, OH 45356
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2155 Shenandoah Dr was $3,992 with a homeowner's exemption, up 7.8% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,992.00 (+7.8%) Homeowner's exemption$114,450 (+22.05%) Land $20,650 Building $93,800$327,000 Land $59,000 Building $268,000
2024$3,703.00 (+2.04%) Homeowner's exemption$93,770 (-) Land $21,530 Building $72,240
2023$3,629.00 (+16.65%) Homeowner's exemption$93,770 (-) Land $21,530 Building $72,240$267,900 (-) Land $61,500 Building $206,400
2022$3,111.00 Homeowner's exemption$93,770 Land $21,530 Building $72,240$267,900 Land $61,500 Building $206,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2155 Shenandoah Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims12 (2008–2014)
Most Recent ClaimMay 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2155 Shenandoah Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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