2155 Oxford Ave, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 2155 Oxford Ave, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,496 sqft · built 1983
Lot Size	0.08 acres (3,500 sqft)
Owner	2 Trust Names on File
Last Sale	$829,000 (Jun 2023)
Tax Bill	$9,440 (2025)
Deeds & Mortgages	Mar 2024 Sale Jun 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`023-051-028`

Property Details

APN / Parcel Number

Primary APN	`023-051-028`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,496 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Wood
Lot Area	3,500 sqft (0.08 acres)
Terrain	Below Road/Slope
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2155 OXFORD AVE
City	CAMBRIA
State	CA
Zip	93428-4539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	CAM PINES M U 7 BL 180 LTS 29 & 30
Legal Subdivision	CAMBRIA PINES MANOR 07
Legal Block	180
Legal Lot Number	29,30
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1041
Census Tract	10403

Owner

2155 Oxford Ave is held in a trust since October 2023.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 1766, CAMBRIA, CA 93428-1766
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2024	Grant Deed, Transfer
Jun 30, 2023	Grant Deed, Transfer PLACER TITLE COMPANY
May 7, 2018	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Apr 30, 2018	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2023 · Amount on File
Deed Sale	Jun 30, 2023 · Amount on File
Deed Document Number	202318438
Last Transfer Date	Oct 27, 2023
Transfer Doc	0000007220
Record Updated	Sep 20, 2026

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 20, 2024
Property Address	2155 OXFORD AVE, CAMBRIA, CA 93428-4539
Document Number	0000007220
Map Reference	MB 5 PG 16
Instrument Date	Oct 27, 2023
Instrument	2024007220
Transaction Type	Transfer
Record Updated	Apr 1, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2155 OXFORD AVE, CAMBRIA, CA 93428-4539

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 30, 2023
Property Address	2155 OXFORD AVE, CAMBRIA, CA 93428-4539
Document Number	0000018438
Map Reference	MB 5 PG 16
Instrument Date	May 31, 2023
Instrument	2023018438
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1331 PLUM ORCHARD LN, TEMPLETON, CA 93465-3609

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2155 OXFORD AVE, CAMBRIA, CA 93428-4539
Transaction Type	Mortgage
Record Updated	May 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018356
Date	May 7, 2018
Instrument	2018018356

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.01%
Type Change Date	May 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Index	1-Year LIBOR
Max Rate	5%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2155 OXFORD AVE, CAMBRIA, CA 93428-4539
Document Number	0000018357
Instrument Date	Apr 30, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2155 OXFORD AVE CAMBRIA CA 934284539, CAMBRIA, CA 93428-4539

Mortgage

Document Number	0000018357
Date	May 7, 2018
Instrument	18357

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.01%

Tax Assessment & Valuation

The 2025 property tax bill for 2155 Oxford Ave was $9,440.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$879,740 (+2%) Land $530,604 Building $349,136
2025	$9,440.00	$862,491 Land $520,200 Building $342,291
2023	$1,949.00 (+2.15%) Homeowner's exemption	$160,784 (+2%) Land $11,756 Building $149,028
2022	$1,908.00 Homeowner's exemption	$157,632 Land $11,526 Building $146,106

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2155 Oxford Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1983–2023)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2155 Oxford Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Astound Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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