21542 Pointed Oak Ln, Katy, TX 77450 Property Records

Harris County property record for 21542 Pointed Oak Ln, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,966 sqft · built 2002
Lot Size	0.169 acres (7,341 sqft)
Owner	Individual Name on File
Last Sale	$144,600 (Apr 2003)
Tax Bill	$4,786 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`123-436-003-0043`

Property Details

APN / Parcel Number

Primary APN	`123-436-003-0043`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,966 sqft Living Area
1st Floor Area	1,966 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	7,341 sqft (0.169 acres)
View / Lot	Primary
Garage Area	436 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	50 sqft
Patio Area	297 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1234360030043
Street Address	21542 POINTED OAK LN
City	KATY
State	TX
Zip	77450-5523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 43 BLK 3 OAK PARK TRAILS SEC 9
Legal Subdivision	OAK PARK TRAILS SEC 9
Legal Block	3
Legal Lot Number	43
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2005
Census Tract	454902

Owner

21542 Pointed Oak Ln is owned and occupied by an individual who bought it in April 2003.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	21542 POINTED OAK LN, KATY, TX 77450-5523
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage QUICKEN LNS
Jun 1, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2003 · Amount on File
Deed Sale	Apr 1, 2003 · Amount on File
Deed Document Number	2003544643
Deed Book / Page	56531 / 471
Prior Transfer Date	Mar 7, 2003
Prior Transfer Doc	000W544643
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	21542 POINTED OAK LN, KATY, TX 77450-5523
Document Number	0000011571
Instrument Date	Dec 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 7, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21542 POINTED OAK LN KATY TX 774505523, KATY, TX 77450-5523

Mortgage

Document Number	0000011571
Date	Jan 8, 2021
Instrument	11571

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 7, 2036

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	21542 POINTED OAK LN, KATY, TX 77450-5523
Document Number	0000254272
Instrument Date	Jun 1, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21542 POINTED OAK LN KATY TX 774505523, KATY, TX 77450-5523

Mortgage

Document Number	0000254272
Date	Jun 8, 2017
Instrument	254272

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 7, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 21542 Pointed Oak Ln was $4,786 with a homeowner's exemption, up 17.6% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$298,917 (-5.84%) Land $88,373 Building $210,544	$298,917 (-5.84%) Land $88,373 Building $210,544
2025	$4,786.00 (+17.65%) Homeowner's exemption	$317,472 Land $69,616 Building $247,856	$317,472 Land $69,616 Building $247,856
2024	$4,068.00
2023		$340,529 Land $58,434 Building $282,095	$340,529 Land $58,434 Building $282,095
2020	$3,935.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21542 Pointed Oak Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 75 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	75 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21542 Pointed Oak Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMORIAL MUD serves 6,615 people · EPA ID TX1011242
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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