21541 Olmstead St, Dearborn, MI 48124 Property Records

Wayne County property record for 21541 Olmstead St, Dearborn, MI 48124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,342 sqft · built 1942
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (May 2012)
Tax Bill	$3,359 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`82-09-271-09-021`

Property Details

APN / Parcel Number

Primary APN	`82-09-271-09-021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,342 sqft Living Area
1st Floor Area	909 sqft
Basement Area	909 sqft
Unfinished Basement	909 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Exterior Material	Aluminum/Vinyl
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	21541 OLMSTEAD ST
City	DEARBORN
State	MI
Zip	48124-3019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 10 JOSEPH FAIR SUB
Legal Subdivision	JOSEPH FAIR
Legal Lot Number	10
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	1
Census Block	1013
Census Tract	575000

Owner

21541 Olmstead St is owned and occupied by an individual who acquired it in May 2020.

Source: Wayne County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	21541 OLMSTEAD ST, DEARBORN, MI 48124-3019
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Line of Credit LOC FCU
Jun 24, 2020	Quit Claim Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2012 · Amount on File
Deed Sale	May 18, 2012 · Amount on File
Deed Document Number	2012255150
Deed Book / Page	49881 / 886
Last Transfer Date	May 15, 2020
Transfer Doc	0558631452
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	21541 OLMSTEAD ST, DEARBORN, MI 48124-3019
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21541 OLMSTEAD ST, DEARBORN, MI 48124-3019

Mortgage

Document Number	0598160106
Date	Sep 30, 2025
Book Page	59816/106
Instrument	2025278248

Lender

Name	LOC FCU
Type	Credit Union
Address	FARMINGTON, MI 48336

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	Jun 24, 2020
Property Address	21541 OLMSTEAD ST, DEARBORN, MI 48124-3019
Document Number	0558631452
Book / Page	55863 / 1452
Map Reference	LB 67 PG 97
Instrument Date	May 15, 2020
Instrument	2020193792
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21541 OLMSTEAD ST, 21541, DEARBORN, MI 48124-3019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21541 OLMSTEAD ST, DEARBORN, MI 48124-3019

Mortgage

Document Number	558631454
Date	Jun 24, 2020
Instrument	55863/1454

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 21541 Olmstead St was $3,359 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,600 (+4.23%)	$251,200 (+4.23%)
2025	$3,359.00 Homeowner's exemption	$120,500	$241,000
2023		$108,000	$216,000
2019	$3,367.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21541 Olmstead St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 21541 Olmstead St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: 123.NET, T-Mobile.

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