21540 Gift Rd, Bend, OR 97703 Property Records

Deschutes County property record for 21540 Gift Rd, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,670 sqft · built 2004
Lot Size	5 acres (217,800 sqft)
Owner	Company Name on Record
Last Sale	$478,900 (Jun 2018)
Tax Bill	$5,479 (2025)
Deeds & Mortgages	Feb 2022 Transfer Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`161214-D0-00800`

Property Details

APN / Parcel Number

Primary APN	`161214-D0-00800`
Alternative APNs	`R2004161214D000800` `130570`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,670 sqft Living Area
Gross Area	2,439 sqft
1st Floor Area	1,670 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	217,800 sqft (5 acres)
Garage Area	769 sqft

Location & Zoning

Account Number	130570
Street Address	21540 GIFT RD
City	BEND
State	OR
Zip	97703-8954
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUA10
Legal Description	SEC 14 - E1/2SW1/4SE1/4SE1/4
Legal Range	12
Legal Township	16
Legal Section	14
Jurisdiction	DESCHUTES OR
Township / Civil Division	REDMOND
Census Block Group	2
Census Block	2019
Census Tract	1002

Owner

Source: Deschutes County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	21540 GIFT RD, BEND, OR 97703-8954
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Intrafamily Transfer, Transfer
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITUS COMMUNITY CU
Jun 1, 2018	Warranty Deed, Transfer · Conventional Mortgage DIRECTORS MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2018 · Amount on Record
Deed Sale	Jun 1, 2018 · Amount on Record
Prior Sale	Aug 15, 2016 · Amount on Record
Deed Document Number	201822346
Last Transfer Date	Feb 3, 2022
Transfer Doc	0000004890
Record Updated	Sep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Feb 3, 2022
Property Address	21540 GIFT RD, BEND, OR 97703-8954
Document Number	0000004890
Instrument Date	Feb 3, 2022
Instrument	2022-04890
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	21540 GIFR ROAD, PORTLAND, OR 97203

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	21540 GIFT RD, BEND, OR 97703-8954
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049236
Date	Sep 23, 2020
Instrument	2020-49236

Lender

Name	UNITUS COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97207

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jun 1, 2018
Property Address	21540 GIFT RD, BEND, OR 97703-8954
Document Number	0000022346
Instrument Date	May 30, 2018
Instrument	2018-22346
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	DESCHUTES COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21540 GIFT RD, BEND, OR 97703-8954

Mortgage

Document Number	0000022347
Date	Jun 1, 2018
Instrument	2018-22347

Lender

Name	DIRECTORS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Redmond School District 2J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,479.00 (+4.62%)	$324,020 (+3%)	$982,950 (-) Land $453,560 Building $529,390
2024	$5,237.00 (+4.89%)	$314,590 (+3%)	$982,950 (-) Land $453,560 Building $529,390
2023	$4,993.00	$305,430	$982,950 Land $453,560 Building $529,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · lower than 70% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	25 / 5
CenturyLink DSL	10 / 1

May also be available: Webformix.

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