2154 Stern Dr, Napa, CA 94559 Property Records

Napa County property record for 2154 Stern Dr, Napa, CA 94559

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,504 sqft · built 1964
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$935,000 (May 2023)
Tax Bill	$11,759 (2025)
Deeds & Mortgages	Feb 2026 Second Mortgage May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`046-422-023-000`

Property Details

APN / Parcel Number

Primary APN	`046-422-023-000`
Alternative APNs	`046-422-023` `04642223`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,504 sqft Living Area
Gross Area	1,872 sqft
1st Floor Area	1,504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Wood
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	368 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Old Parcel Number	046-422-023
Street Address	2154 STERN DR
City	NAPA
State	CA
Zip	94559-4305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS5
Legal Description	PCL A MAP NO 1011 10R/S61
Legal Subdivision	MAP OF THE LANDS OF ALBERT W STERM
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	1
Census Block	1008
Census Tract	200302

Owner

Source: Napa County assessment roll, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2154 STERN DR, NAPA, CA 94559-4305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
May 31, 2023	Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
May 18, 2021	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage REDWOOD CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 31, 2023 · Amount on Record
Deed Sale	May 31, 2023 · Amount on Record
Prior Sale	May 18, 2021 · Amount on Record
Deed Document Number	20238170
Prior Transfer Date	Jun 8, 2000
Prior Transfer Doc	0000003063
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	2154 STERN DR, NAPA, CA 94559-4305
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2154 STERN DR, NAPA, CA 94559-4305

Mortgage

Document Number	0000001575
Date	Feb 4, 2026
Instrument	2026-0001575

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2046

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	May 31, 2023
Property Address	2154 STERN DR, NAPA, CA 94559-4305
Document Number	0000008170
Map Reference	MB 10 PG 61
Instrument Date	May 22, 2023
Instrument	2023-0008170
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2154 STERN DR, NAPA, CA 94559-4305

Mortgage

Document Number	0000008171
Date	May 31, 2023
Instrument	2023-0008171

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	May 18, 2021
Property Address	2154 STERN DR, NAPA, CA 94559-4305
Document Number	0000017205
Map Reference	MB 10 PG 61
Instrument Date	May 12, 2021
Instrument	2021-0017205
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2154 STERN DR, NAPA, CA 94559-4305

Mortgage

Document Number	0000017206
Date	May 18, 2021
Instrument	2021-0017206

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	2154 STERN DR, NAPA, CA 94559-4305
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2154 STERN DR, NAPA, CA 94559-4305

Mortgage

Document Number	0000022863
Date	Sep 11, 2020
Instrument	2020-0022863

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Napa County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,759.00 (+20.15%)	$972,774 (+19.11%) Land $296,514 Building $676,260	$972,774 Land $296,514 Building $676,260
2023	$9,787.00 (+1.23%) Homeowner's exemption	$816,714 Land $286,110 Building $530,604
2022	$9,668.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Valley Internet, Verizon.

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