Montgomery County property record for 2154 Stepstone Rd, Mount Sterling, KY 40353
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2 ba · 4,472 sqft · built 1912 |
| Lot Size | 3.49 acres (152,024 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Oct 2016) |
| Tax Bill | $2,828 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-70-03-006.00 |
| Primary APN | 031-70-03-006.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 4,472 sqft Living Area |
| Fireplace | Fireplace |
| Year Built | Built 1912 |
|---|---|
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 152,024 sqft (3.49 acres) |
| Porch | Porch |
| Porch Area | 460 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 644277 |
|---|---|
| Street Address | 2154 STEPSTONE RD |
| City | MOUNT STERLING |
| State | KY |
| Zip | 40353-9014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STEPSTONE RD HOUSE & 3.498 ACS/HORSE BAR |
| Jurisdiction | MONTGOMERY KY |
| Township / Civil Division | MOUNT STERLING |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 920202 |
Source: Montgomery County records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2154 STEPSTONE RD, MOUNT STERLING, KY 40353-9014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2016 · Amount on Record |
| Deed Sale | Oct 18, 2016 · Amount on Record |
| Deed Document Number | 0000317640 |
| Record Updated | Jun 8, 2026 |
Source: Montgomery County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Montgomery County |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,828.00 (+5.13%) | $260,000 (+4%) | $260,000 (+4%) |
| 2023 | $2,690.00 | $250,000 | $250,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BATH COUNTY WATER DISTRICT serves 10,083 people · EPA ID KY0060022 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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