2154 Ripple Rd, Hilliard, OH 43026 Property Records

Franklin County property record for 2154 Ripple Rd, Hilliard, OH 43026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,233 sqft · built 2002
Lot Size	0.114 acres (4,961 sqft)
Owner	2 Trust Names on File
Last Sale	$185,000 (Jun 2018)
Tax Bill	$3,752 (2024)
Deeds & Mortgages	Mar 2026 Line of Credit Sep 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010-258221`

Property Details

APN / Parcel Number

Primary APN	`010-258221`
Alternative APN	`01025822100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,233 sqft Living Area
1st Floor Area	1,233 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	4,961 sqft (0.114 acres)
Lot Dimensions	124 ft deep x 40 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2154 RIPPLE RD
City	HILLIARD
State	OH
Zip	43026-7542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIPPLE ROAD EDGEWATER SECTION 2 LOT 115
Legal Subdivision	EDGEWATER SEC 2
Legal Lot Number	115
Jurisdiction	FRANKLIN OH
Township / Civil Division	COLUMBUS
Census Block Group	1
Census Block	1004
Census Tract	7960

Owner

2154 Ripple Rd is owner-occupied and held in a trust since June 2018.

Source: Franklin County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	2154 RIPPLE RD, HILLIARD, OH 43026-7542
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Sep 17, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Apr 13, 2022	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Jun 19, 2018	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2018 · Amount on File
Deed Sale	Jun 19, 2018 · Amount on File
Prior Sale	Mar 14, 2013 · Amount on File
Deed Document Number	201881326
Prior Transfer Date	Dec 10, 2014
Prior Transfer Doc	0000164461
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	2154 RIPPLE RD, HILLIARD, OH 43026-7542
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2154 RIPPLE RD, HILLIARD, OH 43026-7542

Mortgage

Document Number	0000023860
Date	Mar 3, 2026
Instrument	202603030023860

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Due	Feb 25, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	2154 RIPPLE RD, HILLIARD, OH 43026-7542
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2154 RIPPLE RD, HILLIARD, OH 43026-7542

Mortgage

Document Number	0000104186
Date	Sep 17, 2025
Instrument	202509170104186

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 25, 2055

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	2154 RIPPLE RD, HILLIARD, OH 43026-7542
Transaction Type	Mortgage
Record Updated	Apr 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2154 RIPPLE RD, HILLIARD, OH 43026-7542

Mortgage

Document Number	0000057742
Date	Apr 13, 2022
Instrument	202204130057742

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount on Record

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	2154 RIPPLE RD, HILLIARD, OH 43026-7542
Transaction Type	Mortgage
Record Updated	Mar 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042169
Date	Mar 8, 2021
Instrument	202103080042169

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN OH
Recording Date	Jun 19, 2018
Property Address	2154 RIPPLE RD, HILLIARD, OH 43026-7542
Document Number	0000081326
Instrument Date	Jun 7, 2018
Instrument	81326
Transaction Type	Transfer
Record Updated	Jul 2, 2018
Title Company	GREAT AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3940 N RAVENSWOOD AVE #M CHICAGO IL 606132420, M, CHICAGO, IL 60613-2420

Mortgage

Document Number	81327
Date	Jun 19, 2018
Instrument	81327

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	960 Months
Due	Jun 18, 2098

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Franklin County
Municipality	Columbus City
Unified School District	Columbus City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$83,620 (-) Land $28,390 Building $55,230	$238,900 Land $81,100 Building $157,800
2024	$3,752.00 (+1.3%) Homeowner's exemption	$83,620 (-) Land $28,390 Building $55,230
2023	$3,704.00 (+20.81%) Homeowner's exemption	$83,620 (+41.44%) Land $28,390 Building $55,230	$238,900 Land $81,100 Building $157,800
2022	$3,066.00 Homeowner's exemption	$59,120 Land $10,850 Building $48,270
2020			$168,900 Land $31,000 Building $137,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2154 Ripple Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2154 Ripple Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people · EPA ID OH2504412
Water Source	Surface water
Last State Inspection	Dec 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50

May also be available: Verizon.

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