2154 Rio Cir, Spring Hill, FL 34608 Property Records

Hernando County property record for 2154 Rio Cir, Spring Hill, FL 34608

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,168 sqft · built 1987
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on Record
Last Sale$167,000 (Feb 2016)
Tax Bill$1,428 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNR32-323-17-5090-0537-0090

Property Details

APN / Parcel Number

Primary APNR32-323-17-5090-0537-0090
Alternative APNs
  • 00284310
  • 284310

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,168 sqft Living Area
1st Floor Area2,168 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeConcrete
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions150 ft deep x 87 ft wide
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area312 sqft
PorchPorch
Porch Area1,069 sqft
Patio Area48 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00284310
Street Address2154 RIO CIR
CitySPRING HILL
StateFL
Zip34608-4974
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 9 BLK 537 LOT 9 OR 333 PG 424
Legal Range18E
Legal Township23S
Legal Section19
Legal SubdivisionSPRING HILL UN 9
Legal Block537
Legal Lot Number9
Legal Unit9
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group1
Census Block1028
Census Tract41106

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2154 RIO CIR, SPRING HILL, FL 34608-4974
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 8, 2016 · Amount on Record
Deed SaleFeb 8, 2016 · Amount on Record
Prior SaleJan 28, 2013 · Amount on Record
Deed Document Number2016007481
Deed Book / Page3331 / 1444
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address2154 RIO CIR, SPRING HILL, FL 34608-4974
Transaction TypeMortgage
Record UpdatedSep 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2154 RIO CIR, SPRING HILL, FL 34608-4974

Mortgage

Document Number0040460650
DateAug 26, 2021
Book Page4046/650
Instrument2021064121
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,428.00 (+2.81%) Additional exemption filed$149,502 (+5.99%)$364,601 (+10.78%) Land $54,025 Building $310,576
2023$141,057 (+3%) Land $141,057
2022$1,389.00 Homeowner's exemption Disabled Person's exemption$136,949$329,113 Land $37,303 Building $291,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber
8,000 / 8,000
WOW Internet, Cable & Phone
Fiber
5,000 / 5,000
Tillman Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T, Verizon.

Nearby Properties on Rio Cir

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