2154 Oak Trail Ln, Fleming Island, FL 32003 Property Records

Clay County property record for 2154 Oak Trail Ln, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,860 sqft · built 2001
Lot Size	0.141 acres (6,171 sqft)
Owner	Individual Name on Record
Last Sale	$237,000 (Sep 2019)
Tax Bill	$3,065 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-04-26-021262-025-84`

Property Details

APN / Parcel Number

Primary APN	`31-04-26-021262-025-84`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,860 sqft Heated Area
Gross Area	2,469 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,171 sqft (0.141 acres)
Garage Area	400 sqft
Porch	Porch
Porch Area	209 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2154 OAK TRAIL LN
City	FLEMING ISLAND
State	FL
Zip	32003-8629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 84 BROOKSTONE AS REC O R 4229 PG 1465
Legal Range	26
Legal Township	04
Legal Section	31
Legal Subdivision	BROOKSTONE/EAGLE HARBOR
Legal Lot Number	84
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1004
Census Tract	30704

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2154 OAK TRAIL LN, FLEMING ISLAND, FL 32003-8629
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2019 · Amount on Record
Deed Sale	Sep 9, 2019 · Amount on Record
Prior Sale	Jun 20, 2007 · Amount on Record
Deed Document Number	2019048361
Deed Book / Page	4229 / 1465
Record Updated	Jun 8, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Sep 9, 2019
Property Address	2154 OAK TRAIL LN, FLEMING ISLAND, FL 32003-8629
Document Number	0042291465
Book / Page	4229 / 1465
Map Reference	MB 32 PG 15-22
Instrument Date	Aug 15, 2019
Instrument	2019048361
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	DBA ESTATE TITLE AND TRUST

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,659.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 WILLIAM ST, 107, LILLY, PA 15938-1031

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2154 OAK TRAIL LN, FLEMING ISLAND, FL 32003-8629

Mortgage

Document Number	0042291467
Date	Sep 9, 2019
Instrument	4229/1467

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,065.00 (-22.03%) Homeowner's exemption	$241,142 (+5.99%)	$344,383 (+8.38%) Land $55,000 Building $289,383
2023	$3,931.00 (+7.79%) Homeowner's exemption	$227,521 (+3%)	$317,768 (+17.06%) Land $55,000 Building $262,768
2022	$3,647.00 Homeowner's exemption	$220,895	$271,449 Land $45,000 Building $226,449

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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