2154 Hearthside Dr SE, Ada, MI 49301 Property Records

Kent County property record for 2154 Hearthside Dr SE, Ada, MI 49301

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 3,349 sqft · built 2002
Lot Size1.77 acres (77,101 sqft)
Owner2 Individual Names on Record
Last Sale$920,000 (Jul 2024)
Tax Bill$14,048 (2025)
Deeds & MortgagesDec 2025 Mortgage
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN41-19-10-252-012

Property Details

APN / Parcel Number

Primary APN41-19-10-252-012

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area3,349 sqft Living Area
1st Floor Area4,180 sqft
Basement Area1,880 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area77,101 sqft (1.77 acres)
Garage Area816 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address2154 HEARTHSIDE DR SE
CityADA
StateMI
Zip49301-8382
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 44 * JONATHAN WOODS ESTATES NO.2
Legal SubdivisionJONATHAN WOODS ESTATES
Legal Lot Number44
JurisdictionKENT MI
Township / Civil DivisionCASCADE
Census Block Group1
Census Block1000
Census Tract12202

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2154 HEARTHSIDE DR SE, ADA, MI 49301-8382
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2025Intrafamily Transfer, Transfer · Conventional Mortgage
LAKE MICHIGAN CU
Apr 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
MERCANTILE BK/MI

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 10, 2024 · Amount on Record
Deed SaleJul 10, 2024 · Amount on Record
Prior SaleSep 18, 2002 · Amount on Record
Deed Document Number202436628
Last Transfer DateNov 18, 2025
Transfer Doc0000078076
Record UpdatedOct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENT MI
Recording DateDec 2, 2025
Property Address2154 HEARTHSIDE DR SE, ADA, MI 49301-8382
Document Number0000078076
Map ReferenceLB 112 PG 18
Instrument DateNov 18, 2025
Instrument20251202-0078076
Transaction TypeTransfer
Record UpdatedDec 24, 2025
Title CompanyFIRST NATIONS TITLE, FIRST NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2154 HEARTHSIDE DR SE, ADA, MI 49301-8382

Mortgage

Document Number0000078077
DateDec 2, 2025
Instrument20251202-0078077
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.86%
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2032
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change10.8%
Index1-Year CMT
Max Rate10.8%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT MI
Property Address2154 HEARTHSIDE DR SE, ADA, MI 49301-8382
Document Number0000037146
Instrument DateApr 27, 2020
Transaction TypeMortgage
Record UpdatedJun 24, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2154 HEARTHSIDE DR SE ADA MI 493018382, ADA, MI 49301-8382

Mortgage

Document Number0000037146
DateMay 4, 2020
Instrument37146
Lender
NameMERCANTILE BK/MI
TypeBank
AddressGRAND RAPIDS, MI 49504
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 3, 2035

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKent County
County SubdivisionCascade Charter Township
Unified School DistrictForest Hills Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$466,100 (+3.9%)$932,200 (+3.9%)
2025$14,048.00 (+58.88%) Homeowner's exemption$448,600 (+29.32%)$897,200 (+29.32%)
2023$8,842.00 (+7.88%)$346,900$693,800
2019$8,196.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2026)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRAND RAPIDS
serves 306,901 people · EPA ID MI0002790
Water SourceSurface water
Last State InspectionAug 2025
Lead7 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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