2154 Charlotte Ave, Concord, CA 94518 Property Records

Contra Costa County property record for 2154 Charlotte Ave, Concord, CA 94518

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,621 sqft · built 1959
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on File
Last Sale	$801,500 (Apr 2023)
Tax Bill	$10,131 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Sep 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`129-241-031-1`

Property Details

APN / Parcel Number

Primary APN	`129-241-031-1`
Alternative APN	`129-241-031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,621 sqft Living Area
1st Floor Area	1,621 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1970
Lot Area	6,500 sqft (0.149 acres)
Garage Type	Attached
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2154 CHARLOTTE AVE
City	CONCORD
State	CA
Zip	94518-2507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	TRACT 2354 LOT 31
Legal Subdivision	VISTA DIABLO UNIT #1
Legal Tract	2354
Legal Lot Number	31
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1000
Census Tract	337201

Owner

2154 Charlotte Ave is owned and occupied by two individuals who bought it in April 2023.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2154 CHARLOTTE AVE, CONCORD, CA 94518-2507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 5, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 21, 2019	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2023 · Amount on File
Deed Sale	Apr 21, 2023 · Amount on File
Deed Document Number	202337204
Prior Transfer Date	Aug 27, 2019
Prior Transfer Doc	0000144877
Record Updated	Oct 29, 2026

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 21, 2023
Property Address	2154 CHARLOTTE AVE, CONCORD, CA 94518-2507
Document Number	0000037204
Map Reference	VOL 63 PG 13
Instrument Date	Apr 17, 2023
Instrument	2023-037204
Transaction Type	Transfer
Record Updated	May 2, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2154 CHARLOTTE AVE, CONCORD, CA 94518-2507

Mortgage

Document Number	0000037205
Date	Apr 21, 2023
Instrument	2023-037205

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 5, 2019
Property Address	2154 CHARLOTTE AVE, CONCORD, CA 94518-2507
Document Number	0000144877
Instrument Date	Aug 27, 2019
Instrument	144877
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4220 CLAYTON RD #3104 CONCORD CA 945212710, 3104, CONCORD, CA 94521-2710

February 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 21, 2019
Property Address	2154 CHARLOTTE AVE, CONCORD, CA 94518-2507
Document Number	0000023170
Instrument Date	Feb 11, 2019
Instrument	23170
Transaction Type	Transfer
Record Updated	Mar 5, 2019

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4220 CLAYTON RD #3104 CONCORD CA 945212710, 3104, CONCORD, CA 94521-2710

Tax Assessment & Valuation

The 2025 property tax bill for 2154 Charlotte Ave was $10,131 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$850,027 (+2%) Land $557,134 Building $292,893
2025	$10,131.00 Homeowner's exemption	$833,360 Land $546,210 Building $287,150
2023	$2,365.00 (+2.38%)	$130,916 Land $27,961 Building $102,955
2022	$2,310.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2154 Charlotte Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2154 Charlotte Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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