2154 Bower Dr, Florence, AL 35630 Property Records

Lauderdale County property record for 2154 Bower Dr, Florence, AL 35630

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,306 sqft · built 1968
Lot Size0.363 acres (15,831 sqft)
OwnerIndividual Name on File
Last Sale$345,000 (Sep 2025)
Tax Bill$2,762 (2025)
Deeds & MortgagesMay 2019 Mortgage
Sep 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN15-07-36-4-005-015-000

Property Details

APN / Parcel Number

Primary APN15-07-36-4-005-015-000
Alternative APNs
  • 011578
  • 28548
  • 11578
  • 44324

Interior

Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,306 sqft Living Area
1st Floor Area2,306 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area15,831 sqft (0.363 acres)
Lot Dimensions142 ft deep x 111 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number44324
Street Address2154 BOWER DR
CityFLORENCE
StateAL
Zip35630-1610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02
Legal Description111.10 X 142.5 ARLINGTON HILLS LOT 15 PB-4 PG-72
Legal Range11W
Legal Township02S
Legal Section36
Legal SubdivisionARLINGTON HILLS
Legal Lot Number15
JurisdictionLAUDERDALE AL
Township / Civil DivisionFLORENCE
Census Block Group1
Census Block1013
Census Tract10901

Owner

2154 Bower Dr is owned and occupied by an individual who bought it in September 2025.

Source: Lauderdale County records, as of November 21, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address2154 BOWER DR, FLORENCE, AL 35630-1610
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 3, 2019Deed of Trust, Mortgage · Conventional Mortgage
ELECTRICAL WORKERS 558 FCU
Sep 22, 2025Survivorship Deed, Transfer · Conventional Mortgage
BANK INDEPENDENT
Jun 14, 2023Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 22, 2025 · Amount on File
Deed SaleSep 22, 2025 · Amount on File
Prior SaleJun 14, 2023 · Amount on File
Deed Document Number0202544809
Deed Book / Page2025 / 44809
Record UpdatedJun 8, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAUDERDALE AL
Property Address2154 BOWER DR, FLORENCE, AL 35630-1610
Transaction TypeMortgage
Record UpdatedOct 8, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019/17726
DateMay 3, 2019
Book Page2019/17726
Lender
NameELECTRICAL WORKERS 558 FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

September 2025: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionLAUDERDALE AL
Recording DateSep 22, 2025
Property Address2154 BOWER DR, FLORENCE, AL 35630-1610
Document Number2025/44809
Book / Page2025 / 44809
Map ReferenceMB 4 PG 72
Instrument DateSep 19, 2025
Transaction TypeTransfer
Record UpdatedOct 8, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1805 SPRINGCOVE CIR, FLORENCE, AL 35634

Transferred To (Grantee/Buyer)

NameVerified Name
Address2154 BOWER DR, FLORENCE, AL 35630-1610

Mortgage

Document Number0202544811
DateSep 22, 2025
Instrument2025/44811
Lender
NameBANK INDEPENDENT
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2055

June 2023: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionLAUDERDALE AL
Recording DateJun 14, 2023
Property Address2154 BOWER DR, FLORENCE, AL 35630-1610
Document Number2023/23434
Book / Page2023 / 23434
Map ReferenceMB 4 PG 72
Instrument DateJun 13, 2023
Transaction TypeTransfer
Record UpdatedNov 24, 2025

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address120 OLD BROMPTON LN, KILLEN, AL 35645-8640

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address180 SPRING COVE CIR, FLORENCE, AL 35634-3678

Tax Assessment & Valuation

The 2025 property tax bill for 2154 Bower Dr was $2,762.

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyLauderdale County
MunicipalityFlorence City
Unified School DistrictFlorence City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,762.00$56,380 (-)$281,860 (-) Land $20,700 Building $261,160
2024$2,762.00 (+8.1%)$56,380 (+1,383.68%) Land $4,140 Building $52,240$281,860 (+8.08%) Land $20,700 Building $261,160
2023$2,555.00 (+19.73%)$3,800 (-91.28%) Land $3,800$260,800 (+19.74%) Land $19,000 Building $241,800
2022$2,134.00$43,560$217,800 Land $19,800 Building $198,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2154 Bower Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2154 Bower Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 98.7% of Alabama
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLORENCE WATER DEPARTMENT
serves 77,766 people · EPA ID AL0000783
Water SourceSurface water
Last State InspectionMay 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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