2154 Ave Espada, San Clemente, CA 92673 Property Records

Orange County property record for 2154 Ave Espada, San Clemente, CA 92673

Property Summary

Property TypeCondominium
Details3 bd · 3 ba · 1,482 sqft · built 1983
OwnerIndividual Name on Record
Last Sale$665,000 (Feb 2021)
Tax Bill$7,205 (2025)
Deeds & MortgagesJun 2023 Line of Credit
Mar 2025 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN939-681-52

Property Details

APN / Parcel Number

Primary APN939-681-52

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,482 sqft Living Area

Exterior

Year BuiltBuilt 1983
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2154 AVENIDA ESPADA
CitySAN CLEMENTE
StateCA
Zip92673-5629
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionTR 10686 LOT 1 UNIT 152 OF PROJECT LOCATED ON AP 679-031-02 TOGETHER WITH A N UND 1/144 INT IN POR LOT 1 PER #14144-1392
Legal SubdivisionFAIRE HARBOUR
Legal Tract10686
Legal Lot Number1
Legal Unit152
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group1
Census Block1033
Census Tract42112

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2154 AVENIDA ESPADA # 152, 152, SAN CLEMENTE, CA 92673-5629
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 27, 2023Deed of Trust, Mortgage · Line of Credit
ALASKA USA FCU
Mar 12, 2025Deed of Trust, Mortgage · Line of Credit
QUORUM FEDERAL CU
Feb 25, 2021Grant Deed, Transfer · Conventional Mortgage
FREMONT BANK
Sep 25, 2017Grant Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 25, 2021 · Amount on Record
Deed SaleFeb 25, 2021 · Amount on Record
Prior SaleSep 25, 2017 · Amount on Record
Deed Document Number2021000135009
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address2154 AVENIDA ESPADA, SAN CLEMENTE, CA 92673-5629
Transaction TypeMortgage
Record UpdatedJun 9, 2026
Title CompanyATLANTIS TITLE COMPANY, ATLAS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2154 AVENIDA ESPADA 152, 152, SAN CLEMENTE, CA 92673-5629

Mortgage

Document Number0000153773
DateJun 27, 2023
Instrument2023000153773
Lender
NameALASKA USA FCU
TypeCredit Union
AddressANCHORAGE, AK 99519
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 26, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address2154 AVENIDA ESPADA, SAN CLEMENTE, CA 92673-5629
Transaction TypeMortgage
Record UpdatedJun 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2154 AVENIDA ESPADA 152, 152, SAN CLEMENTE, CA 92673-5629

Mortgage

Document Number0000078307
DateMar 12, 2025
Instrument2025000078307
Lender
NameQUORUM FEDERAL CU
TypeCredit Union
AddressPURCHASE, NY 10577
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueApr 1, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateFeb 25, 2021
Property Address2154 AVENIDA ESPADA, SAN CLEMENTE, CA 92673-5629
Document Number0000135009
Map ReferenceMB 470 PG 31-40
Instrument DateFeb 3, 2021
Instrument2021000135009
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyCALIFORNIA TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2154 AVENIDA ESPADA # 152, 152, SAN CLEMENTE, CA 92673-5629

Mortgage

Document Number0000135010
DateFeb 25, 2021
Instrument2021000135010
Lender
NameFREMONT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateSep 25, 2017
Property Address2154 AVENIDA ESPADA, SAN CLEMENTE, CA 92673-5629
Document Number0000406625
Map ReferenceMB470 PG31-40
Instrument DateAug 25, 2017
Instrument2017000406625
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyWESTERN RESOURCES TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2154 AVENIDA ESPADA # 52, 52, SAN CLEMENTE, CA 92673-5629

Mortgage

Document Number0000406626
DateSep 25, 2017
Instrument2017000406626
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalitySan Clemente City
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$7,205.00 (+3.92%) Homeowner's exemption$719,817 (+4.04%) Land $574,514 Building $145,303
2023$6,933.00 (+1.96%) Homeowner's exemption$691,866 Land $552,205 Building $139,661
2022$6,800.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN CLEMENTE
serves 51,545 people · EPA ID CA3010036
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Ave Espada

Nearby Streets

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